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Mark Miller: Remaking Retirement

More Tips on Long-Term Care Insurance

Morningstar columnist Mark Miller presents a closer look at hybrid life insurance/LTCI policies, timing an LTCI purchase, self-insuring, and finding the right broker.

"What if I never need long-term care?"

That's one of the biggest buyer objections to purchasing long-term care insurance, or LTCI, and it was a big topic of conversation among Morningstar readers after my last column on buying tips for long-term care insurance.