How Morningstar and Luma Technologies collaborate on valuable perspectives about structured product analysis

Structured products have experienced substantial growth since Morningstar's 2020 assessment. Morningstar's collaboration with Luma Financial Technologies in 2022 has introduced a structured products dataset, enabling a comprehensive analysis of income, principal protection, optionality, and return structuring features.

Structured products exhibit diversity in tracking underlying assets like stocks, indexes, bonds, and commodities. By linking Morningstar Ratings for stocks with structured products, investors can assess their alignment with fair value estimates over time. Notably, most active structured products offer significant downside protection, suggesting undervaluation of tracked stocks.

Get the full report to examine the impact of risk management in structured products investments.