Village Bank and Trust Financial Corp VBFC
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- $42.91
- Day Range
- $43.30–43.30
- 52-Week Range
- $36.08–49.44
- Bid/Ask
- $43.30 / $43.50
- Market Cap
- $64.74 Mil
- Volume/Avg
- 484 / 898
Key Statistics
- Price/Earnings (Normalized)
- 30.07
- Price/Sales
- 2.51
- Dividend Yield (Trailing)
- 1.57%
- Dividend Yield (Forward)
- 1.66%
- Total Yield
- 1.57%
Company Profile
Village Bank and Trust Financial Corp is a bank holding company. The banking is the primary operating business of the company. It offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate, and consumer loans, primarily in the Richmond, Virginia and Williamsburg, Virginia metropolitan areas. Its operating segment includes Commercial Banking and Mortgage Banking. The company generates maximum revenue from the Commercial Banking segment, which provides the mortgage banking segment with the short-term funds needed to originate mortgage loans through a warehouse line of credit and charges the mortgage banking segment interest based on the commercial banking segment’s cost of funds.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 145
- Website
- https://www.villagebank.com
Comparables
Valuation
|
Metric
|
VBFC
|
MBCN
|
FSBC
|
|---|---|---|---|
Price/Earnings (Normalized) | 30.07 | 10.81 | 8.90 |
Price/Book Value | 0.95 | 0.93 | 1.39 |
Price/Sales | 2.51 | 2.72 | 3.50 |
Price/Cash Flow | 25.16 | 11.22 | 10.23 |
Price/Earnings
VBFC
MBCN
FSBC
Financial Strength
|
Metric
|
VBFC
|
MBCN
|
FSBC
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
VBFC
|
MBCN
|
FSBC
|
|---|---|---|---|
Return on Assets (Normalized) | 0.33% | 0.96% | 1.32% |
Return on Equity (Normalized) | 3.72% | 8.58% | 16.62% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
VBFC
MBCN
FSBC
Banks - Regional Industry Comparables
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Ticker
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Name
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Morningstar Rating for Stocks
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Capital Allocation
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Economic Moat
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Market Cap
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