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Experian PLC EXPN

Morningstar Rating
GBX 3,752.00 +282.00 (8.13%)
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Company Report

Experian Earnings: Solid Finish to Fiscal 2024; Outlook Impresses

Experian ended its fiscal year with healthy results. Organic revenue grew 8% in the quarter, an acceleration from 6% driven by the US bureau business. While Experian's results in the quarter were mostly in line with our expectations, the firm's outlook impressed. Experian expects fiscal 2025 organic revenue growth of 6%-8%—compared with our pre-earnings estimate of 6%—and expects high-single-digit growth in the medium term driven by multiple factors. As we update our model, we are increasing our fair value estimate on wide-moat Experian to GBX 3,750 from GBX 3,300 primarily as a result of increasing our revenue expectations.

Price vs Fair Value

EXPN is trading at a 685% premium.
Price
GBX 3,470.00
Fair Value
GBX 3,779.00
Uncertainty
Medium
1-Star Price
GBX 2,993.00
5-Star Price
GBX 7,187.00
Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

Experian has data on approximately 1.5 billion consumers and about 200 million businesses globally; this depth would be incredibly hard to replicate.

Bears

Experian's business has some exposure to credit conditions, and a slowdown in marketing activity and originations could weigh on the firm's growth.

Is it the right time to buy, sell, or hold?
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News

Trading Information

Previous Close Price
GBX 3,470.00
Day Range
GBX 3,602.003,796.00
52-Week Range
GBX 2,366.003,796.00
Bid/Ask
GBX 2,710.00 / GBX 3,800.00
Market Cap
GBX 3.42 Tril
Volume/Avg
2.0 Mil / 2.0 Mil

Key Statistics

Price/Earnings (Normalized)
0.67
Price/Sales
5.76
Dividend Yield (Trailing)
1.28%
Dividend Yield (Forward)
1.28%
Total Yield
1.54%

Company Profile

Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for granting credit. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. About one quarter of the company's revenue is generated outside North America and the United Kingdom, primarily in Latin America and Asia.
Sector
Industrials
Industry
Consulting Services
Stock Style Box
Large Growth
Total Number of Employees
22,500

Competitors

Valuation

Metric
EXPN
EFX
FICO
Price/Earnings (Normalized)
0.6736.4962.62
Price/Book Value
9.356.69
Price/Sales
5.765.7421.30
Price/Cash Flow
23.1325.9357.54
Price/Earnings
EXPN
EFX
FICO

Financial Strength

Metric
EXPN
EFX
FICO
Quick Ratio
0.650.561.92
Current Ratio
0.650.672.04
Interest Coverage
10.593.977.07
Quick Ratio
EXPN
EFX
FICO

Profitability

Metric
EXPN
EFX
FICO
Return on Assets (Normalized)
11.82%7.02%34.29%
Return on Equity (Normalized)
32.96%19.43%
Return on Invested Capital (Normalized)
17.16%10.10%49.70%
Return on Assets
EXPN
EFX
FICO
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Consulting Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
EXPGF
Experian PLCJnz$39.8 Bil
EXPGY
Experian PLC ADRCmfqskttLbz$39.8 Bil
VRSK
Verisk Analytics IncXhtyvvhnbMmtp$35.1 Bil
EFX
Equifax IncTxtwssbfjZvkd$30.6 Bil
BAH
Booz Allen Hamilton Holding Corp Class APgqzfhn$19.3 Bil
SGSOY
SGS AG ADRWyth$17.3 Bil
SGSOF
SGS AGRqzh$17.2 Bil
TRU
TransUnionFswjjsdlkyRkdtf$15.2 Bil
BVRDF
Bureau Veritas SAXdywfs$13.4 Bil
BVVBY
Bureau Veritas SA ADRNxpyjwv$13.4 Bil

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