Retirement Income

You may be able to spend more than you think.

We compare Social Security, TIPS, annuities, and more.

There’s little room for error.

A radio host advocates no small plans.

Investors could benefit from flexible spending strategies.

Amy Arnott and John Rekenthaler discuss Morningstar’s latest research, including flexible withdrawal strategies, guaranteed income sources, and TIPS ladders.

Our annual study suggests that new retirees can spend more from their portfolios.

A deep dive into calculating your retirement payouts.

When should you start your retirement benefit?

When it comes to finding a safe withdrawal rate in retirement, flexibility is the key.

Retirees may not need to take a fixed real withdrawal amount over their retirements. Here’s why.

Starting conditions can play a big role in determining a safe withdrawal rate for your retirement portfolio.

When should investors hold more equities?

How to calculate cash flows and generate supplemental income if you’re retiring sooner than you’d planned. 

Examining nostalgia for the golden age of retirement.

Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.

Treasury bonds, TIPS ladders, or annuities? None are perfect, but each can be useful.

Author Mike Piper shares his thoughts on barriers to giving when you have enough.

How having sufficient assets for one’s own lifetime affects decision-making for investments, charitable giving, estate planning, and taxes.

Financial planning expert Michael Kitces discusses strategies to help retirees smooth out their tax bills in the drawdown phase.