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Guidewire Software Inc GWRE

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Stock XNYS Rating as of
$114.03 +2.08 (1.86%)
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As of Cboe BZX Real-Time Price Open
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Company Report

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Guidewire Is Poised to Dominate the Market for Vertical Software Solutions

Dan Romanoff

We believe Guidewire is reaping the benefits of years of groundwork in the form of convincing property and casualty insurers to upgrade their aging core legacy systems to Guidewire’s solutions. In our view, the company has used a modern software platform to disrupt a sleepy industry that has been underserved by legacy software vendors, and we still see a long runway for additional growth for Guidewire.

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Price vs Fair Value

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GWRE is trading within a range we consider fairly valued.
Price
$113.78
Fair Value
$41.00
Uncertainty
High
1-Star Price
$554.20
5-Star Price
$15.50
Economic Moat
Lbky
Capital Allocation
Czrlxbjqz

Bulls Say, Bears Say

Bulls

Guidewire is the clear leader seeking to modernize a large and underserved P&C insurance market that we believe is ripe for modernization.

Bears

Guidewire’s services business line has experienced various problems since the 2012 IPO, notably capacity constraints and low margins. Further, deployment capabilities have been a critical factor in driving customers to Guidewire, so any issues here could be problematic.

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Trading Information

Previous Close Price
$111.95
Day Range
$112.81–114.55
52-Week Range
$68.47–122.46
Bid/Ask
$113.95 / $114.14
Market Cap
$9.50 Bil
Volume/Avg
76,107 / 592,007

Key Statistics

Price/Earnings (Normalized)
101.35
Price/Sales
10.03
Dividend Yield (Trailing)
—
Dividend Yield (Forward)
—
Total Yield
0.66%

Company Profile

Guidewire Software provides software solutions for property and casualty insurers. Flagship product InsuranceSuite is an on-premises system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a cloud-based offering, as well as a variety of other add-on applications.
Sector
Technology
Industry
Software - Application
Stock Style Box
Small Growth
Total Number of Employees
3,415
Website
https://www.guidewire.com

Competitors

Valuation

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Metric
GWRE
ACN
SAP
Price/Earnings (Normalized)
 101.3525.8832.59
Price/Book Value
 7.447.694.72
Price/Sales
 10.033.056.44
Price/Cash Flow
 88.0818.3644.35
Price/Earnings
GWRE
ACN
SAP

Financial Strength

Metric
GWRE
ACN
SAP
Quick Ratio
 3.251.131.12
Current Ratio
 3.451.261.25
Interest Coverage
 −14.93168.584.75
Quick Ratio
GWRE
ACN
SAP

Profitability

Metric
GWRE
ACN
SAP
Return on Assets (Normalized)
 4.82%17.18%11.27%
Return on Equity (Normalized)
 7.83%36.65%18.79%
Return on Invested Capital (Normalized)
 4.51%28.45%15.28%
Return on Assets
GWRE
ACN
SAP
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