Skip to Content

I&M Holdings Ltd IMH

Morningstar Rating
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

IMH is trading within a range we consider fairly valued.
Price
KES 20.61
Fair Value
KES 77.31
Uncertainty
Very High
1-Star Price
KES 54.70
5-Star Price
KES 34.25
Economic Moat
Fgm
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if IMH is a good fit for your portfolio.

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
2.54
Price/Sales
0.78
Dividend Yield (Trailing)
12.38%
Dividend Yield (Forward)
12.38%
Total Yield
12.38%

Company Profile

I&M Holdings Ltd is a non-operating holding company, along with its subsidiaries providing banking, financial, and related services. The group operations are divided into five geographical segments, Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services. The company generates the majority of its revenue from operations within Kenya.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
2,827

Comparables

Valuation

Metric
IMH
COOP
NCBA
Price/Earnings (Normalized)
2.543.353.10
Price/Book Value
0.390.620.68
Price/Sales
0.781.091.08
Price/Cash Flow
2.162.402.12
Price/Earnings
IMH
COOP
NCBA

Financial Strength

Metric
IMH
COOP
NCBA
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
IMH
COOP
NCBA
Return on Assets (Normalized)
2.71%3.54%3.19%
Return on Equity (Normalized)
17.35%20.78%23.57%
Return on Invested Capital (Normalized)
Return on Assets
IMH
COOP
NCBA
See how this stock stacks up to its competitors with Morningstar Investor

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
LspscfmslVvcw$70.9 Bil
Intesa Sanpaolo ADR
ISNPY
YkvnvkynrbSwk$65.1 Bil
U.S. Bancorp
USB
VczllgmyysPzfd$60.6 Bil
PNC Financial Services Group Inc
PNC
NzcdcrqhrMbwrpq$60.1 Bil
Itau Unibanco Holding SA ADR
ITUB
XtlwgmlCqkx$53.1 Bil
Mizuho Financial Group Inc ADR
MFG
NwqmppmrNfgh$49.4 Bil
Truist Financial Corp
TFC
HyngwjgdpLsdxscp$47.4 Bil
Lloyds Banking Group PLC ADR
LYG
YppqznfSxqmgby$43.3 Bil
NatWest Group PLC ADR
NWG
QhqkMnps$32.6 Bil
Deutsche Bank AG
DB
FbwRwnpm$30.6 Bil

Sponsor Center