Skip to Content

Dubai Islamic Bank PJSC DIB

Morningstar Rating
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

DIB is trading at a 15% discount.
Price
AED 5.70
Fair Value
AED 8.97
Uncertainty
High
1-Star Price
AED 5.73
5-Star Price
AED 9.90
Economic Moat
Flgwd
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if DIB is a good fit for your portfolio.

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
6.35
Price/Sales
3.45
Dividend Yield (Trailing)
8.09%
Dividend Yield (Forward)
8.09%
Total Yield
8.09%

Company Profile

Dubai Islamic Bank PJSC is a full-service Islamic bank is engaged in corporate, retail, and investment banking activities. Majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates majority of its revenue from the Consumer Banking segment which includes handling individual customers deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking and wealth management.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
9,000

Comparables

Valuation

Metric
DIB
CBI
EIB
Price/Earnings (Normalized)
6.3513.2515.93
Price/Book Value
1.160.552.95
Price/Sales
3.452.327.27
Price/Cash Flow
5.066.319.70
Price/Earnings
DIB
CBI
EIB

Financial Strength

Metric
DIB
CBI
EIB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
DIB
CBI
EIB
Return on Assets (Normalized)
2.27%0.57%2.61%
Return on Equity (Normalized)
20.48%5.01%20.18%
Return on Invested Capital (Normalized)
Return on Assets
DIB
CBI
EIB
See how this stock stacks up to its competitors with Morningstar Investor

Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRYgbbtlhwHmr$81.5 Bil
ISNPY
Intesa Sanpaolo ADRHgkxxvrkmpVjmj$68.7 Bil
USB
U.S. BancorpDgtgzvynqNbd$64.1 Bil
PNC
PNC Financial Services Group IncFvqjnhsGhgyqwf$61.3 Bil
ITUB
Itau Unibanco Holding SA ADRPrdmzjhBdyf$55.3 Bil
TFC
Truist Financial CorpFdffzwmfnCfmpbvh$50.9 Bil
MFG
Mizuho Financial Group Inc ADRLvkyfgjwnQhlv$48.5 Bil
LYG
Lloyds Banking Group PLC ADRVvywvnkpBscpnny$41.2 Bil
NWG
NatWest Group PLC ADRGrdvxSqkg$33.2 Bil
DB
Deutsche Bank AGPybyGwm$32.0 Bil

Sponsor Center