Johann Scholtz, CFA

More From Johann Scholtz

Placing Credit Suisse Under Review: Increased Funding Costs Threaten Going-Concern Status

Johann Scholtz, CFA Mar 15, 2023

What the SVB Collapse Means for European Banks

Morningstar analyst Johann Scholtz and strategist Michael Field explain what knock-on risks these companies really face.

Lukas Strobl Mar 14, 2023

Important Differences Between European Banks and SVB

Johann Scholtz, CFA Mar 13, 2023

Revenue Attrition Leads Us to Reduce Our Fair Value Estimate for Credit Suisse

We now expect the company to remain loss-making until 2024.

Johann Scholtz, CFA Feb 22, 2023

European Banks' Russia, Ukraine Exposure Insignificant

Societe Generale and UniCredit have the most extensive exposure of the European banks we cover.

Johann Scholtz, CFA Mar 2, 2022

Credit Suisse Hitting Every Pothole in the Road

This latest mis-step reinforces our view that Credit Suisse's problems are not only legacy issues but that there is a deeper institutional problem that needs to be addressed.

Johann Scholtz, CFA Mar 30, 2021

Undervalued UBS Leads in Wealth Management

It was ahead of the curve in refocusing its business on its core competency.

Johann Scholtz, CFA Jul 24, 2019

Credit Suisse's Quality Comes to the Fore

We don't think the market appreciates the significant derisking that has taken place.

Johann Scholtz, CFA Apr 26, 2019

Moats Surround Swiss Banks

Credit Suisse and UBS offer moaty business models, robust profitability, and good earnings visibility.

Johann Scholtz, CFA Mar 16, 2018

More About Johann Scholtz

Johann Scholtz, CFA, is an equity analyst for Morningstar Holland BV, a wholly owned subsidiary of Morningstar, Inc. He covers European banks.

Before joining Morningstar in 2017, Scholtz covered South African banks, asset managers, and consumer goods firms for more than a decade at various South African buy- and sell-side firms.

Scholtz holds a bachelor's degree in accounting from Stellenbosch University. He also holds the Chartered Financial Analyst® designation and is a qualified chartered accountant.