Personal Finance

Missed the Rollover Deadline? Now You Can Help Yourself

Natalie Choate

If you missed the 60-day deadline for completing the rollover of your retirement plan distribution, the IRS may have just made things a lot easier for you: They have created a new "self-certification" procedure that will enable some people to issue their own hardship waivers of the 60-day rollover deadline.

If your facts fit into one of the categories in the Revenue Procedure, then all you have to do is fill out the self-certification letter and give it to the administrator of the plan or IRA you're trying to put the money into. The plan administrator can rely on that to accept your money.