Retirement
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Retirement Topics
Retirement Income
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Generating Retirement Income Just Got Easier—or Did It?
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What’s Your Retirement Income Style?
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Is a New Age on the Horizon for 401(k) Participants?
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How Retirees Can Avoid the ‘Tax Torpedo’
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What Higher Interest Rates Mean for Retirement Cash Flows
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The 4% Retirement Rule Is Just a Starting Point
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3 Tricky Decisions for Every Retirement Plan
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What’s Surprising Retirees About Social Security Benefits?
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How Rising Interest Rates Affect Your Retirement Plan
IRAs
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Roth or Traditional IRA: Which Should You Choose?
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What the New DOL Fiduciary Rule Means for Your Clients
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IRS Extends Waiver of Excise Tax for Inherited IRAs, but Not RMDs
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Can Converting to a Roth IRA Reduce Future RMDs?
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What to Know About Recharacterizing Your IRA Contribution
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You Can Make IRA Contributions at Any Age, but Should You?
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Ed Slott: How to Report Rollovers the Right Way
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Morningstar’s Tax Guide and IRA Resources
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4 Must-Dos Before Tax Season Wraps Up
401(k)s
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How Much Should I Have in My 401(k)?
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Can I Take a Loan From My 401(k)?
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When Cashing Out an Old 401(k) Makes Sense
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No, 401(k) Funds Do Not Cost 2% Per Year
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Why You Should Clean Up Those Old 401(k)s
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How to Handle a 401(k) Hardship Withdrawal
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Can a Taxable Account Beat a 401(k)?
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How to Roll Over an Old 401(k)
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Mike Moran: Taking the Temperature on Retirement Readiness
Estate Planning
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How to Make a Tax-Free Donation From Your IRA
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3 Charitable Investment Strategies That Deliver Higher Tax Benefits
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3 Tax-Friendly Charitable-Giving Strategies for Retirees
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How Advisors Can Help Clients Benefit From Legacy IRAs
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How to Give to Charity and Save on Taxes
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Year-End Charitable-Giving Strategies
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A New Way to Achieve Charitable Goals While Saving on Taxes
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5 Money Mistakes to Avoid in Q4 2023
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How I Handled an Unexpected Inheritance
More in Retirement
What’s Your Retirement Income Style?
Let’s stop bickering about the ‘right’ way to generate retirement cash flows.
IRS Extends Waiver of Excise Tax for Inherited IRAs, but Not RMDs
The waiver for certain beneficiaries subject to the 10-year rule has been extended to 2024. Here’s what to know.
Is a New Age on the Horizon for 401(k) Participants?
As BlackRock launches its target-date series with annuities, we look back at the history of retirement-income solutions.
I’m 65 and Still Working. Should I Enroll in Medicare?
How to decide if it’s the right time to sign up for Medicare and the costs of late enrollment.
4 Big Fund Downgrades
These Morningstar Medalists have gone from great to simply good.
Can Converting to a Roth IRA Reduce Future RMDs?
Tax and IRA expert Ed Slott says you may want to make this change earlier than you think.
What to Know About Recharacterizing Your IRA Contribution
You can switch your traditional or Roth IRA contribution, but critical rules apply.
You Can Make IRA Contributions at Any Age, but Should You?
Traditional IRA contributions after RMD age may make sense, but it depends on your tax situation.
An Investing Road Map for Retirees
Tips on asset allocation, Social Security, annuities, withdrawal rates, and more.
Take This Simple Step As You Approach Retirement
Don’t wait until the last minute to fill your cash ‘bucket.’
How Retirees Can Avoid the ‘Tax Torpedo’
Some retirement researchers are challenging the traditional thinking on tax efficiency, Social Security, and drawdowns.
Target-Date Funds and Annuities ... It’s Complicated
A new wave of target-date strategies with annuities is here.
What Higher Interest Rates Mean for Retirement Cash Flows
Now that interest rates are higher, should retirees try to live off of their portfolios’ yields?
The 4% Retirement Rule Is Just a Starting Point
Also, why we raised our suggestion for a starting safe withdrawal rate.
When Cashing Out an Old 401(k) Makes Sense
Rolling the money over to an IRA is usually the better option, but there are a few cases when taking a lump-sum distribution is a better deal.
The Best Target-Date Funds for 2024
Six picks that earn a Morningstar Medalist Rating of Gold.
No, 401(k) Funds Do Not Cost 2% Per Year
Beware the claims of investment personalities.
Be Aware of These New Rules for Inherited IRAs
Tax and IRA expert Ed Slott discusses whether there’s any way to lessen the tax bill.
Why You Should Clean Up Those Old 401(k)s
Don’t add to the challenge of retirement savings by leaving a trail of abandoned accounts.
7 Key Tasks for Investors Approaching Retirement
The late 50s and early 60s are the perfect age for investors to embark on a savings sprint, assess the viability of their portfolio, and build out their stake in safer securities.