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Fair Isaac Corp FICO

Morningstar Rating
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Stock XNYS Rating as of
$1,409.96 +19.37 (1.39%)
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As of Delayed Price Post-Trading: $1,409.96 0.00
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Company Report

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Price vs Fair Value

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FICO is trading at a 120% premium.
Price
$1,390.59
Fair Value
$5,226.00
Uncertainty
High
1-Star Price
$1,673.90
5-Star Price
$413.00
Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

FICO scores are an industry standard, and the firm has a long runway to increase prices given they are a small cost but critical offering for lenders.

Bears

Fair Isaac trades at a large premium to the credit bureaus and market overall, which could result in the stock seeing an outsize drop during a decline in sentiment.

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Trading Information

Previous Close Price
$1,390.59
Day Range
$1,370.28–1,410.61
52-Week Range
$764.49–1,451.78
Bid/Ask
$1,390.00 / $2,252.97
Market Cap
$34.84 Bil
Volume/Avg
118,291 / 188,697

Key Statistics

Price/Earnings (Normalized)
64.32
Price/Sales
21.88
Dividend Yield (Trailing)
—
Dividend Yield (Forward)
—
Total Yield
1.35%

Company Profile

Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm’s credit scores business accounts for most of the firm’s profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Sector
Technology
Industry
Software - Application
Stock Style Box
Mid Growth
Total Number of Employees
3,455
Website
https://www.fico.com

Competitors

Valuation

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Metric
FICO
EXPN
EFX
Price/Earnings (Normalized)
 64.3229.9635.64
Price/Book Value
 —9.226.54
Price/Sales
 21.886.045.61
Price/Cash Flow
 59.0924.1125.33
Price/Earnings
FICO
EXPN
EFX

Financial Strength

Metric
FICO
EXPN
EFX
Quick Ratio
 1.920.700.61
Current Ratio
 2.040.700.73
Interest Coverage
 7.0710.764.01
Quick Ratio
FICO
EXPN
EFX

Profitability

Metric
FICO
EXPN
EFX
Return on Assets (Normalized)
 34.29%11.80%7.02%
Return on Equity (Normalized)
 —31.37%19.43%
Return on Invested Capital (Normalized)
 49.70%16.92%10.10%
Return on Assets
FICO
EXPN
EFX
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