Skip to Content
Morningstar

PNC Financial Services Group Inc PNC

Morningstar Rating
Unlock
Stock XNYS Rating as of
$157.39 +3.47 (2.25%)
View Full Chart
As of Delayed Price Closed
Unlock our analysis with Morningstar Investor
Start Free Trial

Company Report

View Archive

PNC's Balance Sheet Is Well Positioned for the Current Interest Rate Cycle

Suryansh Sharma, Eric Compton

PNC is one of the larger regional banks in the US, has a fairly diversified fee base, and has a national presence, but is concentrated primarily in the East and Midwest. The bank has grown substantially from acquisitions, transforming itself with the integration of the troubled National City (doubling the size of PNC) in 2008, acquiring RBC’s US branch network in the Southeast in 2012, and more recently picking up BBVA USA in 2021 (a roughly 25% increase in size).

Read Full Report

Price vs Fair Value

View History
PNC is trading at a 369% premium.
Price
$157.39
Fair Value
$233.00
Uncertainty
Medium
1-Star Price
$151.33
5-Star Price
$893.10
Economic Moat
Vfjtpch
Capital Allocation
Vlczrrj

Bulls Say, Bears Say

Bulls

PNC's acquisition of BBVA seems likely to add value to the franchise and for shareholders. It will make PNC one of the regional banks with the most scale and could drive above-market fee growth for several years.

Bears

There are few positive catalysts left for the banks. Funding costs are running higher, net interest income has likely peaked, higher regulatory scrutiny is likely, and a potential economic slowdown may be around the corner.

Show More
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if PNC is a good fit for your portfolio.
Get 7 Days Free

News

View All

Trading Information

Previous Close Price
$153.92
Day Range
$153.67–157.62
52-Week Range
$109.40–162.24
Bid/Ask
$146.00 / $168.00
Market Cap
$62.63 Bil
Volume/Avg
2.9 Mil / 1.8 Mil

Key Statistics

Price/Earnings (Normalized)
11.68
Price/Sales
2.99
Dividend Yield (Trailing)
4.02%
Dividend Yield (Forward)
4.02%
Total Yield
4.49%

Company Profile

PNC Financial Services Group is a diversified financial services company offering retail banking, corporate and institutional banking, asset management, and residential mortgage banking across the United States.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Large Value
Total Number of Employees
56,411
Website
https://www.pnc.com

Competitors

Valuation

View More
Metric
PNC
KEY
USB
Price/Earnings (Normalized)
 11.6813.959.98
Price/Book Value
 1.221.121.30
Price/Sales
 2.992.222.28
Price/Cash Flow
 8.504.946.12
Price/Earnings
PNC
KEY
USB

Financial Strength

Metric
PNC
KEY
USB
Quick Ratio
 ———
Current Ratio
 ———
Interest Coverage
 ———
Quick Ratio
No chart available

Profitability

Metric
PNC
KEY
USB
Return on Assets (Normalized)
 1.13%0.71%0.95%
Return on Equity (Normalized)
 14.50%11.64%13.55%
Return on Invested Capital (Normalized)
 ———
Return on Assets
PNC
KEY
USB
See how this stock stacks up to its competitors with Morningstar Investor
Start Free Trial

Banks - Regional Industry Comparables

Screen in Investor
Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRDznqpwzZjp$82.8 Bil
ISNPY
Intesa Sanpaolo ADRVzztjdqhrxTfrkp$71.2 Bil
USB
U.S. BancorpRsbqvcgyvyTfb$63.3 Bil
ITUB
Itau Unibanco Holding SA ADRDsdftjbHtkg$55.5 Bil
TFC
Truist Financial CorpXfnbnyhdGpxqmpg$50.5 Bil
MFG
Mizuho Financial Group Inc ADRBmgvpncdlFzlpr$50.5 Bil
LYG
Lloyds Banking Group PLC ADRTkqwlyrbLgxfhcm$44.4 Bil
NWG
NatWest Group PLC ADRFhmjCrsh$33.4 Bil
DB
Deutsche Bank AGVjqvbVzvn$32.6 Bil

Sponsor Center