PennyMac Financial Services Inc Class A PFSI
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
-
PennyMac Financial Services, Inc. Announces Proposed Private Offering of $650 Million of Senior Notes
-
PennyMac Financial Services, Inc. Reports First Quarter 2024 Results
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PennyMac Financial Services, Inc. Announces Date for Release of First Quarter 2024 Results
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Pennymac Promotes Senior Executives and Invests in its Servicing and Digital Future
Trading Information
- Previous Close Price
- $93.37
- Day Range
- $93.23–94.75
- 52-Week Range
- $58.65–94.75
- Bid/Ask
- $94.16 / $94.38
- Market Cap
- $4.80 Bil
- Volume/Avg
- 33,007 / 242,872
Key Statistics
- Price/Earnings (Normalized)
- 32.60
- Price/Sales
- 2.29
- Dividend Yield (Trailing)
- 0.86%
- Dividend Yield (Forward)
- 0.86%
- Total Yield
- 1.41%
Company Profile
PennyMac Financial Services Inc is a United States-based financial services company primarily engaged in mortgage lending. The company operates through three segments: production, servicing, and investment management. The company's production and servicing segment together form the mortgage banking business that includes mortgage loan origination, acquisition, and sale activities; while the investment management segment includes investment manager's activities, such as performing diligence, and managing acquired assets. The company generates the majority of revenue from its mortgage banking business.
- Sector
- Financial Services
- Industry
- Mortgage Finance
- Stock Style Box
- Small Value
- Total Number of Employees
- 3,900
- Website
- https://ir.pennymacfinancial.com
Comparables
Valuation
Metric
|
PFSI
|
HBCP
|
COOP
|
---|---|---|---|
Price/Earnings (Normalized) | 32.60 | 7.78 | 11.02 |
Price/Book Value | 1.34 | 0.83 | 1.24 |
Price/Sales | 2.29 | 2.30 | 2.17 |
Price/Cash Flow | 5.65 | 6.34 | 5.44 |
Price/Earnings
PFSI
HBCP
COOP
Financial Strength
Metric
|
PFSI
|
HBCP
|
COOP
|
---|---|---|---|
Quick Ratio | 1.55 | — | 0.26 |
Current Ratio | 1.65 | — | 0.47 |
Interest Coverage | — | — | — |
Quick Ratio
PFSI
HBCP
COOP
Profitability
Metric
|
PFSI
|
HBCP
|
COOP
|
---|---|---|---|
Return on Assets (Normalized) | 4.05% | 1.21% | 3.45% |
Return on Equity (Normalized) | 22.02% | 11.22% | 11.18% |
Return on Invested Capital (Normalized) | 4.41% | — | 4.26% |
Return on Assets
PFSI
HBCP
COOP
Mortgage Finance Industry Comparables
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
---|---|---|---|---|---|
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WD
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OSBGF
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RKT
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FNMA
| Federal National Mortgage Association Fannie Mae | — | Fptbbw | $1.8 Bil | |
FNLIF
| First National Financial Corp | — | Tvyptmv | $1.6 Bil | |
ECPG
| Encore Capital Group Inc | — | Nkx | $1.1 Bil | |
FMCC
| Federal Home Loan Mortgage Corp | — | Qngp | $962.1 Mil | |
GHLD
| Guild Holdings Co Ordinary Shares - Class A | — | Tsth | $862.5 Mil |