An illustration showing Personal Target-Date Fund Service interfaces, including a profile module and a graph of projected account balance.

Experience an evolution of target-date fund investing.

Using Morningstar’s technology platform and extensive network of recordkeeper integrations, our service considers four unique data points when assigning a participant’s risk and asset allocation strategy, providing a target-date offering that’s more tailored to their individual retirement goals.

Personal Target-Date Fund Service use cases

Stand out from the crowd offering traditional target-date fund options that are built for the needs of average participants.

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© Morningstar Investment Management LLC. All rights reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Retirement offers research- and technology-driven products and services to individuals, workplace retirement plans, and other industry players. Associated advisory services are provided by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc.

Personal Target-Date Fund Service is intended for citizens or legal residents of the United States or its territories. The asset manager and its target-date funds made available are chosen by the plan’s retirement product provider or plan sponsor, or their designee. Morningstar Retirement is responsible for creating an allocation strategy for a retirement account from these target-date funds. Investment advice delivered by Morningstar Retirement through this service is based on information provided and limited to the investment options chosen from those available from the asset manager. Morningstar Retirement is not affiliated with the asset managers. All investments involve risk, including the loss of principal. An investment in a target date fund is not guaranteed, and you may experience losses, including losses near, at, or after the target date. There is no guarantee that the fund will provide adequate income at and through your retirement. There can be no assurance that any financial strategy will be successful. Morningstar Retirement does not guarantee that the results of their advice, recommendations or objectives of a strategy will be achieved.