Target Date Funds in Canada
An introduction to target date strategies for Canadians
Target-date strategies are designed to simplify the journey for people who don’t want to worry about deciding how much risk to take, which funds to choose, or when to rebalance; all of which are key factors in staying on track for retirement.
Target-date strategies aim to grow retirement savings early on by investing mostly in stocks, the asset class with the highest long-term return potential. Within this simple framework, there’s room for many variations that we cover in this report.