Explore Morningstar's collection of expert articles and tools to help financial advisors, asset managers, and other investing professionals to navigate the complexities of investment risk. From understanding client risk tolerance to analyzing portfolio risk exposure, this hub offers insights backed by data, behavioral science, and proven frameworks. Here you can access the latest thought leadership on topics like risk profiling, economic downturn strategies, scenario analysis, and more—all designed to help you build more resilient, client-aligned portfolios.
Investment Risk Insights: Expert Articles & Tools for Financial Advisors
Client-Centric Portfolio Strategy
Design smarter investment plans by aligning portfolios with your clients’ careers, emotions, and risk profiles. These insights and frameworks help advisors personalize financial strategies, improve client engagement, and strengthen long-term outcomes.
Total Portfolio Approach: A Smarter Way to Manage Career Risk and Human Capital
A new Morningstar study shows that optimizing investment portfolios based on a client’s career can reduce portfolio risk and boost returns.
How to Measure and Manage Investment Risk
Risk assessments only work if they help advisors understand their clients’ true appetite for risk and then match them to appropriate investments.
Step-by-Step Guide: How to Calculate Risk Tolerance in an Economic Downturn
Don’t let your clients’ emotions interfere with their investing success.
Do Investment Risk Profiles Work? How to Calculate Profiles for Top-Notch Financial Plans
A proven approach to risk assessment could offer advisors a significant competitive advantage.
Morningstar Risk Ecosystem
Learn the fundamentals of Morningstar's integrated client risk profiling and risk-scoring system.
Risk Assessment & Exposure Management
Uncover, evaluate, and explain portfolio risk more clearly. These articles offer practical tools to help you pinpoint exposure, validate strategies, and communicate with confidence.
How to Understand a Portfolio’s Risk Exposure
It’s essential to understand both a portfolio’s risk exposure and how it impacts the sources of return within that portfolio to help answer clients' questions.
Uncover Security Exposure Faster with Risk Analytics
With more efficient portfolio risk analytics, you can save time and test your hypotheses faster.
Quantitative Tools & Analysis Techniques
Take a data-driven approach to investment analysis. These code snippets and scenarios help you assess active managers, detect style drift, and forecast performance under different conditions.
Closet Indexing Analysis: Python Snippets for Assessing Active Managers
Use these code snippets to investigate active management skill.
Investment Style Analysis: Python Snippets for Evaluating Style Drift
Copy and paste these code snippets to evaluate investments for style drift.
Scenario Analysis: Python Code Snippets for Forecasting Investment Performance
Copy and paste these code snippets to forecast investment performance in any market conditions.
Financial Scenario Analysis With Examples
How scenario analysis tools can help investors manage financial risk and evaluate returns.