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Aozora Bank Ltd 8304

Morningstar Rating
JPY 2,415.50 −47.00 (1.91%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

8304 is trading at a 20% discount.
Price
JPY 2,463.30
Fair Value
JPY 3,513.45
Uncertainty
Very High
1-Star Price
JPY 4,587.19
5-Star Price
JPY 5,511.92
Economic Moat
Pvynh
Capital Allocation
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News

Trading Information

Previous Close Price
JPY 2,462.50
Day Range
JPY 2,415.002,466.00
52-Week Range
JPY 2,020.003,267.00
Bid/Ask
JPY 2,415.50 / JPY 2,424.50
Market Cap
JPY 282.18 Bil
Volume/Avg
1.5 Mil / 4.3 Mil

Key Statistics

Price/Earnings (Normalized)
Price/Sales
2.62
Dividend Yield (Trailing)
4.71%
Dividend Yield (Forward)
6.17%
Total Yield
4.71%

Company Profile

Aozora Bank Ltd is a full-service commercial bank with operations primarily in Japan. The bank's activities are divided into six areas of focus, including retail banking, corporate finance, financial institutions, specialty finance, international, and financial markets. Most of its retail banking activities are focused on asset management consulting activities to drive sales of investment products, primarily in investment trusts and structured notes. Corporate finance is mostly focused on providing solutions to small and medium-sized enterprises. Its specialty finance business is mostly focused on real estate and business recovery. Aozora's financial markets business mostly engages in derivatives along with asset and liability management.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Core
Total Number of Employees
2,682

Comparables

Valuation

Metric
8304
8344
8308
Price/Earnings (Normalized)
9.6021.33
Price/Book Value
0.710.260.88
Price/Sales
2.620.793.22
Price/Cash Flow
4.8419.89
Price/Earnings
8304
8344
8308

Financial Strength

Metric
8304
8344
8308
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
8304
8344
8308
Return on Assets (Normalized)
−0.48%0.12%0.29%
Return on Equity (Normalized)
−8.36%2.85%8.34%
Return on Invested Capital (Normalized)
Return on Assets
8304
8344
8308
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRQgpyknzqXnd$79.4 Bil
ISNPY
Intesa Sanpaolo ADRKkvvvzjmXmm$65.2 Bil
USB
U.S. BancorpBnyktygmYlbjx$61.5 Bil
PNC
PNC Financial Services Group IncYjdfnvpSjbrgn$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRZjwmqnsqpSqq$55.4 Bil
MFG
Mizuho Financial Group Inc ADRKsynnbnpSpj$48.8 Bil
TFC
Truist Financial CorpZnqclmgPnyhgx$47.7 Bil
LYG
Lloyds Banking Group PLC ADRCqzwbwnRyzrky$39.7 Bil
DB
Deutsche Bank AGRlfJsgk$31.5 Bil
NWG
NatWest Group PLC ADRSyvlBbrx$29.9 Bil

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