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Unity Bank PLC UBP

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBP is trading at a 31% discount.
Price
NGN 1.80
Fair Value
NGN 9.95
Uncertainty
Extreme
1-Star Price
NGN 6.37
5-Star Price
NGN 3.18
Economic Moat
Qylf
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
Price/Sales
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated Two geographical segments in addition to the Head Office which are: North and South Bank, of which it dervies majority revenue from North Bank.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Core
Total Number of Employees
3,664

Valuation

Metric
UBP
Price/Earnings (Normalized)
Price/Book Value
Price/Sales
Price/Cash Flow
Price/Earnings
UBP

Financial Strength

Metric
UBP
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBP
Return on Assets (Normalized)
0.28%
Return on Equity (Normalized)
Return on Invested Capital (Normalized)
Return on Assets
UBP
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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USB
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PNC
PNC Financial Services Group IncJgmkfjcqdRfmyqd$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRXwgwybmhpKjhxw$55.4 Bil
MFG
Mizuho Financial Group Inc ADRTqfhmwrrDhq$48.8 Bil
TFC
Truist Financial CorpPllydmxlCbwpwn$47.7 Bil
LYG
Lloyds Banking Group PLC ADRJkjwmhhcQwxdhk$39.7 Bil
DB
Deutsche Bank AGGzgfWqhy$31.5 Bil
NWG
NatWest Group PLC ADRWsgWsnrk$29.9 Bil

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