United Security Bancshares UBFO
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
Trading Information
- Previous Close Price
- $7.48
- Day Range
- $7.38–7.49
- 52-Week Range
- $5.50–8.69
- Bid/Ask
- $7.46 / $7.53
- Market Cap
- $129.69 Mil
- Volume/Avg
- 2,709 / 12,388
Key Statistics
- Price/Earnings (Normalized)
- 6.55
- Price/Sales
- 2.40
- Dividend Yield (Trailing)
- 6.43%
- Dividend Yield (Forward)
- 6.43%
- Total Yield
- 6.65%
Company Profile
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, Santa Clara, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 114
Comparables
Valuation
|
Metric
|
UBFO
|
AMNB
|
FMCB
|
|---|---|---|---|
Price/Earnings (Normalized) | 6.55 | 18.00 | 8.49 |
Price/Book Value | 1.04 | 1.48 | 1.30 |
Price/Sales | 2.40 | 4.92 | 3.30 |
Price/Cash Flow | 5.91 | 16.18 | 7.78 |
Price/Earnings
UBFO
AMNB
FMCB
Financial Strength
|
Metric
|
UBFO
|
AMNB
|
FMCB
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
UBFO
|
AMNB
|
FMCB
|
|---|---|---|---|
Return on Assets (Normalized) | 1.55% | 0.96% | 1.67% |
Return on Equity (Normalized) | 16.94% | 9.00% | 17.05% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
UBFO
AMNB
FMCB
Banks - Regional Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
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