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United Security Bancshares UBFO

Morningstar Rating
$7.47 +0.07 (0.95%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBFO is trading at a 671% premium.
Price
$7.36
Fair Value
$7.48
Uncertainty
Very High
1-Star Price
$47.37
5-Star Price
$7.22
Economic Moat
Pldzh
Capital Allocation
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News

Trading Information

Previous Close Price
$7.40
Day Range
$7.477.62
52-Week Range
$6.628.69
Bid/Ask
$7.45 / $7.47
Market Cap
$129.34 Mil
Volume/Avg
30,333 / 13,650

Key Statistics

Price/Earnings (Normalized)
7.07
Price/Sales
2.38
Dividend Yield (Trailing)
6.50%
Dividend Yield (Forward)
6.50%
Total Yield
6.50%

Company Profile

United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, Santa Clara, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
114

Comparables

Valuation

Metric
UBFO
AMNB
SYBT
Price/Earnings (Normalized)
7.0718.0014.61
Price/Book Value
1.031.481.75
Price/Sales
2.384.924.60
Price/Cash Flow
6.1016.1811.24
Price/Earnings
UBFO
AMNB
SYBT

Financial Strength

Metric
UBFO
AMNB
SYBT
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UBFO
AMNB
SYBT
Return on Assets (Normalized)
1.45%0.96%1.36%
Return on Equity (Normalized)
15.38%9.00%13.03%
Return on Invested Capital (Normalized)
Return on Assets
UBFO
AMNB
SYBT
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Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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Intesa Sanpaolo ADR
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PNC Financial Services Group Inc
PNC
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U.S. Bancorp
USB
ZtlzpgqlmCqqr$65.7 Bil
Itau Unibanco Holding SA ADR
ITUB
FgfdpppxDhb$55.9 Bil
Mizuho Financial Group Inc ADR
MFG
GrkfyyhtnYzvj$54.5 Bil
Truist Financial Corp
TFC
LxgtljlyLvhvjzz$54.2 Bil
Lloyds Banking Group PLC ADR
LYG
XtljpvwpnVzljl$47.6 Bil
NatWest Group PLC ADR
NWG
WpcgjbvpyJzgc$34.7 Bil
Deutsche Bank AG
DB
MnngSkjzj$32.9 Bil

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