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OptimumBank Holdings Inc OPHC

Morningstar Rating
$3.39 +0.04 (1.19%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OPHC is trading at a 36% discount.
Price
$3.42
Fair Value
$2.43
Uncertainty
Extreme
1-Star Price
$78.60
5-Star Price
$6.45
Economic Moat
Qpmyq
Capital Allocation
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News

Trading Information

Previous Close Price
$3.35
Day Range
$3.353.45
52-Week Range
$2.774.49
Bid/Ask
$3.35 / $3.39
Market Cap
$24.58 Mil
Volume/Avg
1,465 / 8,453

Key Statistics

Price/Earnings (Normalized)
4.18
Price/Sales
0.99
Dividend Yield
Dividend Yield (Forward)
Total Yield

Company Profile

OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides a range of community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal account, money market deposit accounts, debit cards, and automated teller machines.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
48

Valuation

Metric
OPHC
Price/Earnings (Normalized)
4.18
Price/Book Value
0.37
Price/Sales
0.99
Price/Cash Flow
2.13
Price/Earnings
OPHC

Financial Strength

Metric
OPHC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
OPHC
Return on Assets (Normalized)
0.91%
Return on Equity (Normalized)
9.09%
Return on Invested Capital (Normalized)
Return on Assets
OPHC

Banks - Regional Industry Comparables

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Name
Morningstar Rating for Stocks
Economic Moat
Market Cap
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ISNPY
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MFG
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TFC
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LYG
Lloyds Banking Group PLC ADRDcdnmfj$35.1 Bil
BBD
Bank Bradesco SA ADRBvzjh$33.1 Bil
DB
Deutsche Bank AGKzr$25.2 Bil