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Generations Bancorp NY Inc GBNY

Morningstar Rating
$10.00 −0.01 (0.10%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

GBNY is trading within a range we consider fairly valued.
Price
$10.02
Fair Value
$42.15
Uncertainty
Extreme
1-Star Price
$28.68
5-Star Price
$6.62
Economic Moat
Zmyj
Capital Allocation
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Trading Information

Previous Close Price
$10.01
Day Range
$10.0010.02
52-Week Range
$8.0411.21
Bid/Ask
$8.04 / $16.72
Market Cap
$22.42 Mil
Volume/Avg
302 / 771

Key Statistics

Price/Earnings (Normalized)
Price/Sales
2.32
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
4.79%

Company Profile

Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured homes, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency, and municipal banking segments. It generates the majority of its revenue from Community banking Which provides financial services to consumers and businesses principally in the Finger Lakes Region and Orleans County of New York State.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
74

Valuation

Metric
GBNY
Price/Earnings (Normalized)
Price/Book Value
0.58
Price/Sales
2.32
Price/Cash Flow
8.97
Price/Earnings
GBNY

Financial Strength

Metric
GBNY
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
GBNY
Return on Assets (Normalized)
−0.16%
Return on Equity (Normalized)
−1.74%
Return on Invested Capital (Normalized)
Return on Assets
GBNY
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRJfrccqxsWjrm$82.2 Bil
ISNPY
Intesa Sanpaolo ADRYxwlwnbqhFmtnl$68.7 Bil
USB
U.S. BancorpFhntdxvqmqFdq$64.9 Bil
PNC
PNC Financial Services Group IncLvgnpxmfFmdrpj$62.9 Bil
ITUB
Itau Unibanco Holding SA ADRFfhhtfdFfsd$56.9 Bil
TFC
Truist Financial CorpZwfjgzkBgjmjtf$51.9 Bil
MFG
Mizuho Financial Group Inc ADRYgvlhnjyRqnq$49.9 Bil
LYG
Lloyds Banking Group PLC ADRYbsscjlWkzmsl$40.1 Bil
DB
Deutsche Bank AGDjlcCvh$32.8 Bil
NWG
NatWest Group PLC ADRMfnJjyrb$31.1 Bil

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