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Generations Bancorp NY Inc GBNY

Morningstar Rating
$8.35 −0.15 (1.77%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

GBNY is trading at a 36% discount.
Price
$8.36
Fair Value
$16.20
Uncertainty
Extreme
1-Star Price
$21.98
5-Star Price
$7.81
Economic Moat
Wtjkb
Capital Allocation
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Trading Information

Previous Close Price
$8.50
Day Range
$8.358.35
52-Week Range
$8.0411.05
Bid/Ask
$8.35 / $8.60
Market Cap
$18.67 Mil
Volume/Avg
122 / 2,449

Key Statistics

Price/Earnings (Normalized)
Price/Sales
1.96
Dividend Yield
Dividend Yield (Forward)
Total Yield
7.00%

Company Profile

Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
85

Valuation

Metric
GBNY
Price/Earnings (Normalized)
Price/Book Value
0.52
Price/Sales
1.96
Price/Cash Flow
3.93
Price/Earnings
GBNY

Financial Strength

Metric
GBNY
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
GBNY
Return on Assets (Normalized)
−0.24%
Return on Equity (Normalized)
−2.52%
Return on Invested Capital (Normalized)
Return on Assets
GBNY

Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRSkrpx$72.8 Bil
USB
U.S. BancorpMbbk$61.3 Bil
ITUB
Itau Unibanco Holding SA ADRDyxq$58.4 Bil
PNC
PNC Financial Services Group IncQkgvpr$55.4 Bil
ISNPY
Intesa Sanpaolo ADRNxxb$53.4 Bil
TFC
Truist Financial CorpTfwbvkn$44.4 Bil
MFG
Mizuho Financial Group Inc ADRMhgk$43.5 Bil
LYG
Lloyds Banking Group PLC ADRMfhxfp$35.9 Bil
BBD
Bank Bradesco SA ADRZhgv$33.3 Bil
DB
Deutsche Bank AGRtzd$25.4 Bil