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Old Point Financial Corp OPOF

Morningstar Rating
$14.89 +0.19 (1.29%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OPOF is trading within a range we consider fairly valued.
Price
$14.78
Fair Value
$51.92
Uncertainty
Very High
1-Star Price
$85.61
5-Star Price
$1.26
Economic Moat
Lgb
Capital Allocation
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News

Trading Information

Previous Close Price
$14.70
Day Range
$14.7015.10
52-Week Range
$14.0023.24
Bid/Ask
$14.75 / $15.69
Market Cap
$75.05 Mil
Volume/Avg
1,346 / 2,979

Key Statistics

Price/Earnings (Normalized)
9.69
Price/Sales
1.19
Dividend Yield (Trailing)
3.81%
Dividend Yield (Forward)
3.81%
Total Yield
3.81%

Company Profile

Old Point Financial Corp functions in the financial services domain in the United States. As the holding company of The Bank and Trust, it is a nationally chartered trust and wealth management service, provider. Its suite of services includes commercial banking solutions such as loan, deposit and cash management, which are rendered through a chain of branches throughout the country. It operates through segments such as Bank, Wealth and Company.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
293

Comparables

Valuation

Metric
OPOF
BFST
CNOB
Price/Earnings (Normalized)
9.698.249.12
Price/Book Value
0.690.960.66
Price/Sales
1.192.212.73
Price/Cash Flow
5.607.366.52
Price/Earnings
OPOF
BFST
CNOB

Financial Strength

Metric
OPOF
BFST
CNOB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
OPOF
BFST
CNOB
Return on Assets (Normalized)
0.56%1.04%0.93%
Return on Equity (Normalized)
7.85%12.43%8.36%
Return on Invested Capital (Normalized)
Return on Assets
OPOF
BFST
CNOB
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRPnsrmggnNsyh$80.5 Bil
ISNPY
Intesa Sanpaolo ADRBfrdrqrkfhHpn$66.7 Bil
USB
U.S. BancorpVfqywsddnjJrbt$64.0 Bil
PNC
PNC Financial Services Group IncKwmtftshmNhcwsn$62.1 Bil
ITUB
Itau Unibanco Holding SA ADRKkbdwmmmQvtr$55.4 Bil
TFC
Truist Financial CorpMkwnqwnxSqllyqc$50.9 Bil
MFG
Mizuho Financial Group Inc ADRDfdxggrydGfrg$48.8 Bil
LYG
Lloyds Banking Group PLC ADRKykgwwhlRstsyv$40.1 Bil
DB
Deutsche Bank AGVfzTsmf$31.7 Bil
NWG
NatWest Group PLC ADRCpvffLlb$30.2 Bil

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