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First Financial Bankshares Inc FFIN

Morningstar Rating
$30.01 +1.21 (4.20%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FFIN is trading at a 13% discount.
Price
$28.67
Fair Value
$61.35
Uncertainty
Very High
1-Star Price
$91.80
5-Star Price
$23.83
Economic Moat
Zrfdl
Capital Allocation
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News

Trading Information

Previous Close Price
$28.80
Day Range
$28.4530.09
52-Week Range
$22.8433.15
Bid/Ask
$29.50 / $30.02
Market Cap
$4.28 Bil
Volume/Avg
1.1 Mil / 480,141

Key Statistics

Price/Earnings (Normalized)
20.43
Price/Sales
8.61
Dividend Yield (Trailing)
2.50%
Dividend Yield (Forward)
2.50%
Total Yield
2.57%

Company Profile

First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Core
Total Number of Employees
1,500

Comparables

Valuation

Metric
FFIN
EFSC
FSBC
Price/Earnings (Normalized)
20.437.537.72
Price/Book Value
2.750.871.30
Price/Sales
8.612.603.15
Price/Cash Flow
14.485.529.12
Price/Earnings
FFIN
EFSC
FSBC

Financial Strength

Metric
FFIN
EFSC
FSBC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
FFIN
EFSC
FSBC
Return on Assets (Normalized)
1.56%1.40%1.41%
Return on Equity (Normalized)
15.14%12.47%18.04%
Return on Invested Capital (Normalized)
Return on Assets
FFIN
EFSC
FSBC
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
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ISNPY
Intesa Sanpaolo ADRQczxdldrStbgm$65.2 Bil
USB
U.S. BancorpWbtrznhdswCcmwg$61.5 Bil
PNC
PNC Financial Services Group IncTxxjfmjWckqkpm$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRQlrxgbbmrTtbs$55.4 Bil
MFG
Mizuho Financial Group Inc ADRMbvyjvzzMvtg$48.8 Bil
TFC
Truist Financial CorpXsvmgjrjRzmtw$47.7 Bil
LYG
Lloyds Banking Group PLC ADRXjjxfsftNzxhzd$39.7 Bil
DB
Deutsche Bank AGCvgjzJhnd$31.5 Bil
NWG
NatWest Group PLC ADRZzhzPdtb$29.9 Bil

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