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Credit Acceptance Corp CACC

Morningstar Rating
$515.52 −6.70 (1.28%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CACC is trading at a 14% discount.
Price
$516.95
Fair Value
$795.57
Uncertainty
High
1-Star Price
$388.22
5-Star Price
$472.33
Economic Moat
Zwwcmb
Capital Allocation
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News

Trading Information

Previous Close Price
$522.22
Day Range
$506.57517.47
52-Week Range
$379.77616.66
Bid/Ask
$506.26 / $516.92
Market Cap
$6.34 Bil
Volume/Avg
46,898 / 65,752

Key Statistics

Price/Earnings (Normalized)
12.69
Price/Sales
3.61
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
3.15%

Company Profile

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
2,232

Comparables

Valuation

Metric
CACC
5139
ZIP
Price/Earnings (Normalized)
12.699.32
Price/Book Value
3.731.472.72
Price/Sales
3.612.011.32
Price/Cash Flow
6.463.508.87
Price/Earnings
CACC
5139
ZIP

Financial Strength

Metric
CACC
5139
ZIP
Quick Ratio
17.441.018.20
Current Ratio
18.601.118.64
Interest Coverage
3.000.82
Quick Ratio
CACC
5139
ZIP

Profitability

Metric
CACC
5139
ZIP
Return on Assets (Normalized)
7.38%7.05%−2.41%
Return on Equity (Normalized)
31.33%33.73%−26.24%
Return on Invested Capital (Normalized)
7.98%9.13%3.56%
Return on Assets
CACC
5139
ZIP
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