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Citizens National Corp CZNL

Morningstar Rating
$45.00 +6.00 (15.38%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CZNL is trading at a 21% discount.
Price
$44.82
Fair Value
$36.53
Uncertainty
Extreme
1-Star Price
$383.85
5-Star Price
$14.23
Economic Moat
Qnclhjk
Capital Allocation
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Trading Information

Previous Close Price
$39.00
Day Range
$45.0045.00
52-Week Range
$38.9946.00
Bid/Ask
$38.01 / $47.00
Market Cap
$92.06 Mil
Volume/Avg
242 / 196

Key Statistics

Price/Earnings (Normalized)
Price/Sales
Dividend Yield (Trailing)
2.13%
Dividend Yield (Forward)
2.13%
Total Yield
2.13%

Company Profile

Citizens National Corp provides banking services. The company provides all necessary banking services and products to its customers. Its deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from the operations of businesses.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Total Number of Employees
123

Valuation

Metric
CZNL
Price/Earnings (Normalized)
Price/Book Value
Price/Sales
Price/Cash Flow
Price/Earnings
No chart available

Financial Strength

Metric
CZNL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CZNL
Return on Assets (Normalized)
1.17%
Return on Equity (Normalized)
13.61%
Return on Invested Capital (Normalized)
Return on Assets
No chart available
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRMfwflnvGbb$79.4 Bil
ISNPY
Intesa Sanpaolo ADRTxsllcvdwrVhgj$65.2 Bil
USB
U.S. BancorpTkbzttrdzByknl$61.5 Bil
PNC
PNC Financial Services Group IncVvfmzgvzlZqrxtv$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRDggymqnzNshpp$55.4 Bil
MFG
Mizuho Financial Group Inc ADRSkgldxtfJlqg$48.8 Bil
TFC
Truist Financial CorpNnnsdtxrvMxfkqjl$47.7 Bil
LYG
Lloyds Banking Group PLC ADRRfsnghzRqvqy$39.7 Bil
DB
Deutsche Bank AGBfjVmwzr$31.5 Bil
NWG
NatWest Group PLC ADRMkbxMsfjv$29.9 Bil

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