Skip to Content

Citizens National Corp CZNL

Morningstar Rating
$45.00 +6.00 (15.38%)
View Full Chart
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CZNL is trading at a 875% premium.
Price
$45.01
Fair Value
$76.64
Uncertainty
Very High
1-Star Price
$763.32
5-Star Price
$98.12
Economic Moat
Gkgrgb
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if CZNL is a good fit for your portfolio.

Trading Information

Previous Close Price
$39.00
Day Range
$45.0045.00
52-Week Range
$38.9946.00
Bid/Ask
$38.01 / $46.00
Market Cap
$92.06 Mil
Volume/Avg
242 / 196

Key Statistics

Price/Earnings (Normalized)
8.85
Price/Sales
1.88
Dividend Yield (Trailing)
2.13%
Dividend Yield (Forward)
2.13%
Total Yield
2.51%

Company Profile

Citizens National Corp provides banking services. The company provides all necessary banking services and products to its customers. Its deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from the operations of businesses.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Total Number of Employees
123

Valuation

Metric
CZNL
Price/Earnings (Normalized)
8.85
Price/Book Value
0.66
Price/Sales
1.88
Price/Cash Flow
7.45
Price/Earnings
CZNL

Financial Strength

Metric
CZNL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
CZNL
Return on Assets (Normalized)
0.74%
Return on Equity (Normalized)
7.92%
Return on Invested Capital (Normalized)
Return on Assets
CZNL
See how this stock stacks up to its competitors with Morningstar Investor

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
VqcwxkkTjxm$77.1 Bil
Intesa Sanpaolo ADR
ISNPY
VnsvzypbzPhpx$71.2 Bil
PNC Financial Services Group Inc
PNC
BkxdhbtqBrbdmt$70.4 Bil
U.S. Bancorp
USB
PcktqynkxZzdm$67.6 Bil
Truist Financial Corp
TFC
ShzfkqfhlSfrwkcm$56.8 Bil
Itau Unibanco Holding SA ADR
ITUB
KtwnbqnsKdhk$56.3 Bil
Mizuho Financial Group Inc ADR
MFG
CwknpflxsXhl$55.0 Bil
Lloyds Banking Group PLC ADR
LYG
TdkjyzvnRspqq$47.3 Bil
NatWest Group PLC ADR
NWG
LtgqdgqwvZdfs$35.2 Bil
Deutsche Bank AG
DB
GbbzDlmz$32.5 Bil

Sponsor Center