Aiful Corp ADR AIFLY
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- $1.09
- Day Range
- $1.41–1.43
- 52-Week Range
- $1.09–1.43
- Bid/Ask
- $1.40 / $1.90
- Market Cap
- $1.36 Bil
- Volume/Avg
- 1,210 / 698
Key Statistics
- Price/Earnings (Normalized)
- 9.48
- Price/Sales
- 1.21
- Dividend Yield (Trailing)
- 0.25%
- Dividend Yield (Forward)
- —
- Total Yield
- 0.25%
Company Profile
Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Mid Core
- Total Number of Employees
- 3,275
- Website
- http://www.aiful.co.jp
Comparables
Valuation
|
Metric
|
AIFLY
|
8771
|
CACC
|
|---|---|---|---|
Price/Earnings (Normalized) | 9.48 | 27.44 | 12.69 |
Price/Book Value | 1.01 | 3.88 | 3.73 |
Price/Sales | 1.21 | 9.38 | 3.61 |
Price/Cash Flow | 8.79 | 25.51 | 6.46 |
Price/Earnings
AIFLY
8771
CACC
Financial Strength
|
Metric
|
AIFLY
|
8771
|
CACC
|
|---|---|---|---|
Quick Ratio | 1.24 | 2.74 | 17.44 |
Current Ratio | 1.56 | 3.10 | 18.60 |
Interest Coverage | — | — | — |
Quick Ratio
AIFLY
8771
CACC
Profitability
|
Metric
|
AIFLY
|
8771
|
CACC
|
|---|---|---|---|
Return on Assets (Normalized) | 1.99% | 16.90% | 7.38% |
Return on Equity (Normalized) | 12.41% | 22.81% | 31.33% |
Return on Invested Capital (Normalized) | 2.87% | 20.95% | 7.98% |
Return on Assets
AIFLY
8771
CACC
Credit Services Industry Comparables
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