PennyMac Financial Services Inc Class A PFSI
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
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PennyMac Financial Services, Inc. Announces Date for Release of First Quarter 2024 Results
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Pennymac Promotes Senior Executives and Invests in its Servicing and Digital Future
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PennyMac Financial Services, Inc. Reports Fourth Quarter and Full-Year 2023 Results
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PennyMac Financial Services, Inc. Announces Date for Release of Fourth Quarter and Full-Year 2023 Results
Trading Information
- Previous Close Price
- $86.97
- Day Range
- $86.78–88.57
- 52-Week Range
- $56.28–94.81
- Bid/Ask
- $87.69 / $87.99
- Market Cap
- $4.43 Bil
- Volume/Avg
- 87,216 / 229,233
Key Statistics
- Price/Earnings (Normalized)
- 32.10
- Price/Sales
- 2.25
- Dividend Yield (Trailing)
- 0.92%
- Dividend Yield (Forward)
- 0.92%
- Total Yield
- 2.55%
Company Profile
PennyMac Financial Services Inc is a United States-based financial services company primarily engaged in mortgage lending. The company operates through three segments: production, servicing, and investment management. The company's production and servicing segment together form the mortgage banking business that includes mortgage loan origination, acquisition, and sale activities; while the investment management segment includes investment manager's activities, such as performing diligence, and managing acquired assets. The company generates the majority of revenue from its mortgage banking business.
- Sector
- Financial Services
- Industry
- Mortgage Finance
- Stock Style Box
- Small Value
- Total Number of Employees
- 3,900
- Website
- https://ir.pennymacfinancial.com
Comparables
Valuation
|
Metric
|
PFSI
|
HBCP
|
COOP
|
|---|---|---|---|
Price/Earnings (Normalized) | 32.10 | 6.53 | 11.56 |
Price/Book Value | 1.23 | 0.74 | 1.14 |
Price/Sales | 2.25 | 2.00 | 2.24 |
Price/Cash Flow | — | 5.26 | 5.17 |
Price/Earnings
PFSI
HBCP
COOP
Financial Strength
|
Metric
|
PFSI
|
HBCP
|
COOP
|
|---|---|---|---|
Quick Ratio | 1.89 | — | 0.25 |
Current Ratio | 2.05 | — | 0.42 |
Interest Coverage | — | — | — |
Quick Ratio
PFSI
HBCP
COOP
Profitability
|
Metric
|
PFSI
|
HBCP
|
COOP
|
|---|---|---|---|
Return on Assets (Normalized) | 2.63% | 1.28% | 1.44% |
Return on Equity (Normalized) | 13.91% | 12.09% | 4.59% |
Return on Invested Capital (Normalized) | 2.87% | — | 1.82% |
Return on Assets
PFSI
HBCP
COOP
Mortgage Finance Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
COOP
| Mr. Cooper Group Inc | — | Rpfrs | $4.9 Bil | |
WD
| Walker & Dunlop Inc | — | Jtbky | $3.1 Bil | |
OSBGF
| OSB Group PLC | — | Jfgkc | $1.9 Bil | |
FNLIF
| First National Financial Corp | — | Gsvkm | $1.6 Bil | |
RKT
| Rocket Companies Inc Ordinary Shares Class A | Vgtyvypxz | Vsvxhj | $1.6 Bil | |
FNMA
| Federal National Mortgage Association Fannie Mae | — | Wjxgr | $1.5 Bil | |
ECPG
| Encore Capital Group Inc | — | Plk | $980.4 Mil | |
GHLD
| Guild Holdings Co Ordinary Shares - Class A | — | Phwfk | $855.4 Mil | |
FMCC
| Federal Home Loan Mortgage Corp | — | Xmjc | $845.1 Mil |