Skip to Content

Fiserv Inc FI

Morningstar Rating
$152.25 −3.14 (2.02%)
View Full Chart
Unlock our analysis with Morningstar Investor

Company Report

Fiserv Earnings: Acquiring Side Outperforms Expectations

Narrow-moat Fiserv posted a strong first quarter, particularly on the acquiring side. Overall revenue was up 7% and 20% year over year on a reported and organic basis, respectively, and the company is seeing solid margin improvement. Fiserv is on pace to modestly exceed our expectations for the year, but the differential is not large enough to meaningfully alter our $158 fair value estimate, which we will maintain. We see the shares as about fairly valued at the moment.

Price vs Fair Value

FI is trading within a range we consider fairly valued.
Price
$155.39
Fair Value
$223.00
Uncertainty
Medium
1-Star Price
$394.80
5-Star Price
$182.80
Economic Moat
Qwgcfpq
Capital Allocation
Fsqlnvxrb

Bulls Say, Bears Say

Bulls

The bank technology business is very stable, characterized by high amounts of recurring revenue and long-term contracts.

Bears

Since it was built through acquisitions, Fiserv has to maintain multiple core processing platforms, which could limit margins and hamper the quality of its offerings.

Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if FI is a good fit for your portfolio.

News

Trading Information

Previous Close Price
$155.39
Day Range
$151.90155.88
52-Week Range
$109.12159.99
Bid/Ask
$145.05 / $158.00
Market Cap
$89.64 Bil
Volume/Avg
79 / 2.6 Mil

Key Statistics

Price/Earnings (Normalized)
19.42
Price/Sales
4.75
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
5.42%

Company Profile

Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company’s revenue is generated internationally.
Sector
Technology
Industry
Information Technology Services
Stock Style Box
Large Core
Total Number of Employees
42,000

Competitors

Valuation

Metric
FI
FIS
GPN
Price/Earnings (Normalized)
19.4215.0012.24
Price/Book Value
3.102.161.44
Price/Sales
4.754.263.46
Price/Cash Flow
14.649.3611.46
Price/Earnings
FI
FIS
GPN

Financial Strength

Metric
FI
FIS
GPN
Quick Ratio
0.140.140.39
Current Ratio
1.040.750.99
Interest Coverage
4.851.802.60
Quick Ratio
FI
FIS
GPN

Profitability

Metric
FI
FIS
GPN
Return on Assets (Normalized)
5.63%13.19%5.66%
Return on Equity (Normalized)
16.02%33.35%12.18%
Return on Invested Capital (Normalized)
10.37%18.98%7.94%
Return on Assets
FI
FIS
GPN
See how this stock stacks up to its competitors with Morningstar Investor

Information Technology Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
ACN
Accenture PLC Class AYyrqrlbgdmSqdc$197.1 Bil
IBM
International Business Machines CorpTjfDkggyp$167.0 Bil
INFY
Infosys Ltd ADRHtyvjgzXqzmsd$70.3 Bil
FIS
Fidelity National Information Services IncCmqfnmxrFqgdgv$40.8 Bil
CTSH
Cognizant Technology Solutions Corp Class ASpkzhtjkWbssrb$33.6 Bil
WIT
Wipro Ltd ADRTbbfqydpWgnzy$27.7 Bil
GIB
CGI Inc Class AQgsgppwvCsfsl$24.5 Bil
BR
Broadridge Financial Solutions IncDnysldhvCnytpnh$23.1 Bil
EPAM
EPAM Systems IncKvknmmslFrygmjt$14.2 Bil

Sponsor Center