• Today
  • Best Investments
  • My Portfolio
  • My Portfolio
  • Markets
  • Investments
    • Stocks
    • Bonds
    • Mutual Funds
    • ETFs
  • Tools
    • Basic Fund Screener
    • Premium Fund Screener
    • Medalist Fund Screener
    • Basic Stock Screener
    • Premium Stock Screener
    • Instant X-Ray
    • More Tools
  • Personal Finance
    • Family Finances
    • Start Investing
    • Save for College
    • Save for Retirement
    • Invest in Retirement
    • Optimize Your Portfolio
    • Minimize Taxes
  • Investing Specialists
    • Christine Benz Personal Finance
    • Russ Kinnel Fund Investing
    • John Rekenthaler Rek Report
    • Ben Johnson ETF Investing
  • Advisors
  • Discuss
  • Article Archive
  • Membership
  • Membership
  • My Profile
  • Log Out
  • About Morningstar
    • Company Site
    • About Us
    • Careers
    • Products
Morningstar Logo
  • Register
  • Subscribe
  • Premium
  • Sign In
Get 14 days FREE

sponsored

  • Today
  • Best Investments
  • My Portfolio
  • My Portfolio
  • Markets
  • More
  • Investments
    • Stocks
    • Bonds
    • Mutual Funds
    • ETFs
  • Tools
    • Basic Fund Screener
    • Premium Fund Screener
    • Medalist Fund Screener
    • Basic Stock Screener
    • Premium Stock Screener
    • Instant X-Ray
    • More Tools
  • Personal Finance
    • Family Finances
    • Start Investing
    • Save for College
    • Save for Retirement
    • Invest in Retirement
    • Optimize Your Portfolio
    • Minimize Taxes
  • Investing Specialists
    • Christine Benz Personal Finance
    • Russ Kinnel Fund Investing
    • John Rekenthaler Rek Report
    • Ben Johnson ETF Investing
  • About Morningstar
    • Company Site
    • About Us
    • Careers
    • Products
  • Advisors
  • Discuss
  • Article Archive
  • Membership
  • Membership
  • My Profile
  • Log Out
Activate Morningstar Premium
14-Day Free Trial
  • Invest in Retirement
  • Save for Retirement
  • Optimize Your Portfolio
  • Family Finances
  • Start Investing
  • Save for College
  • Minimize Taxes

Personal Finance

  • Invest in Retirement
  • Save for Retirement
  • Optimize Your Portfolio
  • Family Finances
  • Start Investing
  • Save for College
  • Minimize Taxes

Invest in Retirement

  • Expand
  • Invest in Retirement
  • Save for Retirement
  • Optimize Your Portfolio
  • Family Finances
  • Start Investing
  • Save for College
  • Minimize Taxes

Top Features

  • VIDEO REPORT

    3 Strategies for Generating Cash Flow in Retirement

    Christine Benz walks through the pros and cons of three approaches that retirees should consider.

    • Investors, We Need to Talk About Your Cash
  • INVESTING SPECIALISTS

    How Did the Bucket Portfolios Hold Up in 2018?

    Conservative was better and cash was king--for a change.

    • Bucket Portfolios Faced a Real Stress Test in 2018
  • COMMENTARY

    Could the Government Take the Bite Out of RMDs?

    Maybe, but "tax-deferred account" starts with "tax" for a reason.  

    • What's the Difference Between Marginal and Effective Tax Rates?

30-Minute Money Solutions Worksheets

  • Roth vs. Traditional 401(k) Worksheet
  • IRA Conversion Worksheet
  • See All Worksheets
  • Learn More About 30-Minute Money Solutions

In Retirement Portfolio Planning

  • How Did the Bucket Strategy Work in 2018?
  • Stress-Testing Your Retirement Asset Allocations
  • How to Make the Most of Your RMDs
  • Avoid These RMD Traps

Social Security & Medical

  • Top Social Security Questions, Answered
  • What Happens to Your HSA in Retirement?
  • How Earned Income Affects Social Security in Retirement
  • More on Social Security...
  • More on Health Care in Retirement...

Income Investing

  • What to Do if You Missed Your RMD
  • How Retirees Can Source Cash for 2019
  • Implementing a Bucket System? There Will Need to Be Some Rules.
  • More on Income Investing...

Annuities & Insurance

  • Why Buy Annuities?
  • New Strategies for Covering Long-Term Care Costs
  • More on Annuities...

Estate Planning

  • Retirees: What You Should Watch in 2018
  • Day 5: Creating a Durable Estate Plan
  • Is Your Estate Plan Obsolete?
  • More on Estate Planning...

Retirement Tools

  • IRA Calculator
  • Portfolio Manager
  • Bond Calculator
  • Portfolio Planner

Investing Classroom

  • Build your knowledge of stocks, mutual funds, bonds, and portfolio building.

Retirement Readiness Bootcamp

  • How Much Will You Spend in Retirement?
  • Maximize Guaranteed Income in Retirement
  • How Much Income Can Your Portfolio Safely Provide?
  • Retiree Roundtable: Lessons Learned
  • Benz: Building Your Retirement Portfolio
  • Top Investment Ideas for Retirement
  • Bridging a Retirement Shortfall

Retirement Savings Calculator

Loading...

To find your target savings rate, provide your current:

For site questions or to provide feedback: send us an email

About Us

  • Corrections
  • Help
  • Advertising Opportunities
  • Glossary
  • Careers
  • Company Site
  • Privacy Policy
  • User Agreement
  • Copyright

Reprints Licensing

International Sites

  • Australia
  • Canada
  • China
  • France
  • Germany
  • Hong Kong
  • Italy
  • The Netherlands
  • Norway
  • Spain
  • U.K.
  • Switzerland
  • India
  • Finland

Products

  • For Individuals
    • Premium
    • StockInvestor
    • DividendInvestor
    • FundInvestor
    • ETFInvestor
    • Online Investing Classroom
  • For Advisors
    • How Morningstar Helps Advisors
  • For Institutions
    • Morningstar Cloud
    • Morningstar Data
    • Morningstar Enterprise Components
    • Morningstar Indexes
    • Morningstar Research

Membership

  • My Profile
  • Manage Alerts & Subscriptions
  • Update Credit Card
  • My Benefits
  • Help 1.866.383.5085
  • Sign Out

Membership

  • Free 14-Day Premium Trial
  • My Profile
  • Manage Your Alerts & E-Newsletters
  • Sign Out
Morningstar Logo
  • Direct to Morningstar.com

© Copyright 2019 Morningstar, Inc. All rights reserved. Dow Jones Industrial Average, S&P 500, Nasdaq, and Morningstar Index (Market Barometer) quotes are real-time.

Activate Morningstar Premium
14-Day Free Trial