Morningstar

Voya Target Retirement 2045 Fund Class A VTRMX

Morningstar Medalist Rating
Medalist Rating as of | See Voya Investment Hub
  • NAV / 1-Day Return 17.35  /  −0.74 %
  • Total Assets 226.4M
  • Adj. Expense Ratio
    0.590%
  • Expense Ratio 0.370%
  • Distribution Fee Level Low
  • Share Class Type Front Load
  • Category Target-Date 2045
  • Investment Style Large Blend
  • Credit Quality / Interest Rate Sensitivity Medium/Moderate
  • Status Open
  • TTM Yield 2.01%
  • Turnover 103%

USD | NAV as of Jul 18, 2026 | 1-Day Return as of Jul 18, 2026, 12:11 AM GMT+0

Morningstar’s Analysis VTRMX

Will VTRMX outperform in the future?

Get our overall rating based on a fundamental assessment of the pillars below.

  • Process Pillar

    The Process Pillar is our assessment of how sensible, clearly defined, and repeatable VTRMX’s performance objective and investment process is for both security selection and portfolio construction.

  • People Pillar

    The People Pillar is our evaluation of the VTRMX management team’s experience and ability. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers.

  • Parent Pillar

    The Parent Pillar is our rating of VTRMX’s parent organization’s priorities and whether they’re in line with investors’ interests.

null Morningstar Automated Analysis

Morningstar Automated Analysis

Summary

Voya Target Retirement 2045 A holds a quantitatively derived Neutral Morningstar Medalist Rating. The rating suggests the model does not express a clear expectation of outperformance or underperformance relative to peers over a full market cycle.

by Morningstar Automated Analysis
Rated on Published on

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Portfolio Holdings VTRMX

More VTRMX Holdings
  • Current Portfolio Date
  • Equity Holdings —
  • Bond Holdings —
  • Other Holdings —
  • % Assets in Top 10 Holdings 100.3
Top 10 Holdings
% Portfolio Weight
Market Value USD
Sector

Fidelity 500 Index

50.15 116M
—

Vanguard FTSE Developed Markets ETF

17.95 42M
—

Voya Multi-Manager International Eq I

7.40 17M
—

Voya Intermediate Bond R6

6.53 15M
—

Vanguard FTSE Emerging Markets ETF

4.63 11M
—

iShares Core S&P Mid-Cap ETF

4.13 10M
—

Voya VACS Series Eme

2.93 7M
—

5 Year Treasury Note Future Sept 26

2.58 6M
Government

Vanguard Long-Term Treasury ETF

2.01 5M
—

State Street® SPDR® Port Hi Yld Bd ETF

1.99 5M
—

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