Healthcare spending in retirement is a part of every client’s financial plan. Clients are living longer, and although growing healthcare costs continue to be a concern, innovation in medicine has never been stronger, enabling clients to survive formerly deadly diseases. This general good news is tempered by the uncertainty it brings to planning for clients. How much money will they need for healthcare in retirement, and how much further change should we anticipate? In this session, members of our healthcare equity research team focus on innovations in pharmaceutical therapies, where there have been huge technology breakthroughs and significant ongoing investment, but also where patients bear the largest share of the cost. We will then transition into a discussion of tools and strategies to help advisors create financial plans that help account for these spending uncertainties, explore current options for long-term care insurance, and managing the increasing challenge of cognitive decline.