FinTech innovation is the opportunity to master a global shift in financial services, as business models are due to transform from transactional revenues to the offering of added-value propositions under MiFID II. The capability to create client-centric digital platforms will divide winners from laggards in the digital era, all based on artificial intelligence to augment the added-value role of intermediaries and clients’ capability to make financial decisions. This shift is not easy and success requires to look beyond disruptive innovation toward sustaining innovation, centred on the the digitisation of knowledge, while digital payments are the new entrants’ gateway to the banking relationships centred on personal journeys and experiences. We will provide constructive criticism to the fintech ecosystem and learn which products or solutions will ultimately justify the fees.

In the last years selecting the right investment style (growth or value; large or small) has been critical to the returns delivered. Three outstanding stock investors with different strategies and different styles come together to discuss their views on style investing and explain their underlying strategy. They will talk about where they see value in today’s market and how they are positioning their portfolios accordingly.

With the tremendous growth of global sustainable assets and increased importance to incorporate ESG into the investment process, managing a portfolio’s ESG characteristics is becoming more important. Likewise, climate change presents one of the biggest economic and political challenges of the 21st century, according to the United Nations Commission on Sustainable Development. 

Bond fund managers grapple with a challenging future given an uncertain central banks’ policy going forward. How to invest in today’s fixed income markets where rates have a high possibility to go up? Three fund managers will share their views on how to manage this investment risk and where they find value in the bond markets.