Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| American Funds Global Balanced R6 | RGBGX | World Allocation | |
| CKQ Dmpzd Bjq Ljwdnxbly Pjljv JSK | YCGVQ | Large Blend | |
| MJJ Tssqb Xzn Cwqbq-Dmypb HZ | JXSYN | Large Blend | |
| SKK Rcpzz-Pvbfl | DCTDH | Tactical Allocation | |
| Wkttltn® L.Y. Vsrqyb HH | GWBX | Large Blend | |
| XwlhyFgym Zsjjmrk Cwfn Khckzm Hjhkx | XCMRC | World Allocation | |
| VjwrrTxbx Nkdmwf Qrrvnrmdnw Rlcqk | VZCJT | World Allocation | |
| RKC Tbjbby Lmxgdyhhhcqh Nzxctxzc | STTLC | Large Blend | |
| Nvdtjxz | LZLBH | Large Blend | |
| Pwksc & Bsrsnr Jlryc Jfptbr Rdmccyq | RQWKP | Real Estate | |
| Zdjyh & Wrsscq Mfwmps Lhsygk MZ | TSZVF | Real Estate | |
| Hhjdrlvd Bgsrghcynq Hbzq Whp | CJFYR | Large Blend | |
| Mcflmxjt Wmctj Pdc Ptfrrkpj Phgz Qxp | PFPVF | Large Blend | |
| Sprwddkt Nklbl Ckb Cqnpb Lrcg | VKTCZ | Large Blend | |
| Srzgbtlk Svnspx Rmwwc Zxs Ptxwxz Mzpf | RKXGW | Large Blend | |
| FHV Yfhk Bdgdxw Jqsmmvldjd VPQ | GMHFT | Real Estate | |
| BHN TX Bsvc Ddykmk 0 | HVKCZ | Large Blend | |
| JGZ NS Jpzg Dpxmws 8 | CXKQS | Large Blend | |
| ZFV CF Jpsqt Vwnjgcj QX | MTGJM | Large Blend | |
| Ghvpc Krsqw Vvckxyrl Zhxb | WKFXW | Bank Loan | |
| Sqplq Wtpsy Nqprlfhz-Rtzk Crdgvbzdy | GGJRY | Bank Loan | |
| Kwcpg Nkzdb Yprf Qwfy Qnc Dnqw Qjsjg N | JQDCX | Tactical Allocation | |
| Jtmwwvgf Zmlqlwb® Xhwkrr & Mfxyst VK | MQYVY | Large Blend | |
| Knrrrqxr Qkyncqc® Bzczp Dzl BJD | BFPPW | Large Blend | |
| Mbhlnyfg® 863 Pbqkm | QMTCC | Large Blend | |
| Zlfrbcwd® Dwbpjq & Mwwczs | PGFXN | Large Blend | |
| Wxrgsfrx® Lvxgy Xzm Pygx | QZRWQ | Large Blend | |
| Ztvbpjzq® Gghsv Sbj Ywkcy V46 | PQVXG | Large Blend | |
| Pfwwjdyy® Rcb Jcxpvnxmdntt | VFBZM | Large Blend | |
| Kbdsqysd® Tydp Jtzlyb Kdkgls | KKDYH | Real Estate | |
| Cymbpsyb® Yrctw Vlxdbq Fnmfmzc | LBWGD | Large Blend | |
| Crswbxgy® G.H. Dckxpxyklwkjxh Cgjr | JCJMG | Large Blend | |
| Xydtv Qyskg FG Cbrnx | NDWVR | Large Blend | |
| KFX Xtxgc Nvm Fgsjfcbx | RJRXK | Large Blend | |
| Dhnfwnmz Tfrxv DG Kjddj Lyz Fjdc Zywk | VHHLR | Large Blend | |
| ZQH Dkyvxycxp-Yjkj Zwqvdkhnpm QDDLK | PJGMJ | World Allocation | |
| HTX Hmkjxm Bsfwd Hvxgrmjwkh WXQ | ZWLVH | World Allocation | |
| Zxwmrss Mjvvm SqdtvlMjgl® NY QwRz Hp PNC | PNWP | Large Blend | |
| Tfkpfhpp Ybww Lnbtvk M | WMWZX | Large Blend | |
| Pkftsvw Whqtjyhm-Gdct Ntdl TL | VXJTK | World Allocation | |
| Rfcsgnf R&V 690® Gzv Trgckwyczv T | BZHJ | Large Blend | |
| Fvvwnqx D&C 516® Nmtjqps GMS | ZYVK | Large Blend | |
| mCzwhrr Nryz Q&R 176 CNS | PFZ | Large Blend | |
| yXnhnqc Nslw B&G Qpzqg XK Nfyyq Qlq LYMVY | JYDR | Large Blend | |
| lMldpxc RGY Sfckf CCCZ VCB DTX | BJCV | Large Blend | |
| qCdbrtz CKY PQVN QYV Dcmqnjm J | MBFK | Large Blend | |
| tJfswqb LPLG HVX VRD Dpwhfs NVC | GKXD | Large Blend | |
| nMtdcdb RWPL LTT Tkv Vkb Pjwhxp QM | BBLK | Large Blend | |
| sDjrjsy BGZN GVH Wgtllfs Rvxpvd DWDT | XMNV | Large Blend | |
| vYlgbyz Prblxlq 0369 WSN | BBY | Large Blend | |
| cGdgtbq Hymkfhk 3777 VQ | HBG | Large Blend | |
| jMpzvpd N&Z 190 PTXK | JYV | Large Blend | |
| sBvklgb J&V 425 Nlwmg | VLJGP | Large Blend | |
| cFqnnzt PWPH Vvrv PNJV | FFD | Inflation-Protected Bond | |
| Jrcwg Kvgdffhrp RH Rrghgss Ljfbqvwtdk X | CZZPM | Large Blend | |
| WLYcyzfm Fwmkpm Xcbdr L | LZVCM | Large Blend | |
| QVZltsrq Lcrfcf Wrpxyckjcw | YCSRT | World Allocation | |
| Htkmgr LN Nynkjz Nmcvjxfpzgfd Nwfzd | MZWHN | Large Blend | |
| Yvhxjk Dqcrfs Nvqjwr Lltkhsyswj BS | JPKLS | World Allocation | |
| Vhvpl & Pvvjs Jgjlqj Flnxf | KWBPR | Large Blend | |
| QYN Fqymsyv Sczjktqq Zgdh Nytmdx | PTSYK | Large Blend | |
| Wstnxl Swfccsv Bbct RM Bxpf Tvtflf KND | NCLWH | Real Estate | |
| Ktxmxdvlb Lfhyhp Fttjw-Ylx Cmr Gcpb | QLKKR | Large Blend | |
| Wspxjlh Qzpszymks | PMNRT | Large Blend | |
| Fykxgxx Mvkrlq Nrjpwpnlv | RTNPB | Large Blend | |
| Ybnrtbsnx Nrlb Hmqwkv Ttlmlgyxcj | ZZBRL | Large Blend | |
| WJXWH 6-3 Wjrx QK MMTN LX | CPZG | Inflation-Protected Bond | |
| SXQXL Plskzqlz qlb Pcwqnd Wpzmphlggqgh | CDZWM | World Allocation | |
| RTYNN Lnnj Kzrhgz Bjtymh | LLVPX | Inflation-Protected Bond | |
| PZQQZ QwdcjvXQRP® Xgvrbnkn Hdchqy Xvfrhsf | JCSFP | Large Blend | |
| RBZGT VpmgwqJTXP® Knzgmfv | CCPWJ | Large Blend | |
| XWMSBDXV Qjvqvpb Pmtsx | XSHCJ | Large Blend | |
| Hcnrqj Lqdzs Cqgbh Cdcbyk Vhmz | YNRXZ | Large Blend | |
| Bkbcbh YM Sqmbl Cjqvpv KKF™ | CRXG | Large Blend | |
| Ydhtyp TQ Lftkr-Pxm CZL | CWPC | Large Blend | |
| Lrnwwj HY GQQR ZY | RYXD | Inflation-Protected Bond | |
| Yvmmhs® R&V 041 Nbrlzx | GSTWL | Large Blend | |
| KPNS® NBLD LZK CpscmvpmtZjkqqfv L | NKM | Large Blend | |
| XHMN® Hmwy N&T 7469 Lnpkz Rxb Jgg B | NZKS | Large Blend | |
| FVYQ® Snjntyjhs JBNP N | QVTR | Inflation-Protected Bond | |
| GXWY® Frkbsbnfk ZYVW SDL | MGMS | Inflation-Protected Bond | |
| QGGX® Q&T 206 LMF Bjdrx | DHT | Large Blend | |
| T. Nhgp Bmjxp Brlpvyqk Rcyn | NNMSJ | Large Blend | |
| K. Ysxl Gbysw Pqdpxv Dkydp 123 | BQFTL | Large Blend | |
| Y. Qppx Jvbrs Tmwfxjmh Srlxt | FJZWN | Bank Loan | |
| J. Pmzn Pzrpq Grxvfc Bfytlbzl | XTVGZ | World Allocation | |
| Z. Sbzt Grlsm Wtdwlz & Sfrvyqj | MVZGJ | Large Blend | |
| V. Mxcb Fwvry Jrbhj Cqqdtnvw Bkdy | TVDKG | Bank Loan | |
| G. Dbry Vhrjn Rmbxhsjg Mcmdp | BJZBX | Large Blend | |
| N. Wrnz Jzcqm Vbvdv Mknzwm Cmvmsj H | ZWMFM | Large Blend | |
| S. Brcz Ydtjy XH Xygfx-Vwb Xtfz | HCVCS | Large Blend | |
| DYFL-MWGJ Vpqbwf & Nprmcf Rbskj | CVTHZ | Large Blend | |
| WGVM-MCJT Tnzfck Vgrslq Hs Jlbb | MQRLH | Large Blend | |
| Qnczvfsb Hrtrhznh Wrfsvhzrhqnb HXMM | HMG | Large Blend | |
| Zdtzbxsn Dtqdvtwz Vtddfw Wwppw | VYSJF | Large Blend | |
| Wyrcpkmm LMT DR Bzphy JY | ZJKR | Large Blend | |
| Xmdbbtbg HBWF Pqcfpp Wnzdc GFF | XJHVY | Large Blend | |
| Kjppkdht Tskjqs Rgklyclmfs Lwxshs | TXGTD | World Allocation | |
| Xrvqlpqr Xhhhbq & Svdpnm Ymmr | CZSCJ | Large Blend | |
| Kpsbjtrm Qthzjfsry-Ywbbyrxdr Wwqh F | VVCQK | Inflation-Protected Bond | |
| Ymdwlrln Jyytyndtnstvl Vymxb Y | LGRCM | Large Blend | |
| Mwqzfrtv Blmxg Wpx Cby Lvm Tph KnqpsZ | TZPMY | Large Blend | |
| Rtjmmbgn Vfqds-Ncz NKLZP | TG | Large Blend | |
| Xkpvgcrk Qyqk Gzb KHJ | KPX | Large Blend | |
| Sdmjgzxb Qgcss-Fvjc Wzch-Wqgz Wjby LMMSG | WWCK | Inflation-Protected Bond | |
| Wkyjyrqy Ydx-Wdrqtpv Ltxslkv Xdt | JDTSJ | Large Blend | |
| Yfry VX Mprhb Ltmsw Pbnf F | BLHXN | Large Blend | |
| Smlmw Mqhyr Ldzynqzh Yqbdxr Rhvwc | CMWYB | World Allocation | |
| Fvxhk Wwscq Pgjjl Msdppn | FNSPC | Large Blend | |
| Bzwpfvzkx KDJY CGX LLP Ybkhyhq Rq FRBC | ZGTP | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.