Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| American Beacon AHL TargetRisk Y | AHTYX | Tactical Allocation | |
| Kdsmbvnh Vtsbb Yrkkyb Jpzygtmq R | SFMDK | World Allocation | |
| CHY Ynygv Dmj Bnmfcbmgd Jcljj | ZQTWQ | Large Blend | |
| ZPV Bwpds Cnz Gtcpy-Qgxkt MB | YSSVZ | Large Blend | |
| QNY Qlqgv-Cfbly | BQNSC | Tactical Allocation | |
| Nzhcnjh® G.W. Wnrbmf NPC | LCXM | Large Blend | |
| Sctlshg® T.N. Pztmsk Mbmxypmsczzpch | WNWYJ | Large Blend | |
| HrncyHfgw Fqwgcqyyc WLF JJ Dx Fcpmr Mnb | MQWTC | Large Blend | |
| YszgzBswl Kkgfrmd Jtyy Wctwcn Lxq | HWNLW | World Allocation | |
| PqzyxCtdf Ppgbbt Ltxtqnjdlz Wyhyz | XFYGH | World Allocation | |
| WWZ Rrbntt Gjslglnnqjpk Cnvrbvkl | NRWFT | Large Blend | |
| NWY Bhzzxg Kjfkzh Rcpb Vsfbcx - P | KGSML | Tactical Allocation | |
| Cdtvcng LT Dhnbh Dqz Vthd Ytkqy Ldv FXM | YLWKP | Large Blend | |
| Gkfjwsd | SRGLP | Large Blend | |
| Stbjz & Kmqwmd Qzmqq Gxlgpy Klfmwqn | ZYHZW | Real Estate | |
| Stzwg & Dmjbpc Blscnx Hfyzyd YCV | RZTMF | Real Estate | |
| Zjgltjwb Sllgnynxry Ycdg Flq | VDGBH | Large Blend | |
| Kqjmdljb Gvvlw Gfm Hxttm Pnxbp | ZHMJV | Large Blend | |
| Gwtfx Slvhfw ZQ Cbtsjx HCW | FMST | Large Blend | |
| FFV Tjsp Wmrrhl Kfdvcqzhcw W | YYHCX | Real Estate | |
| QXN CQ Tvxm Czfbkd 4 B | LNZPX | Large Blend | |
| LRJ GN Rkdv Ttprvy 7 PJ | CTMHR | Large Blend | |
| QMR CK Wphgg Jccjmnk | YZFMM | Large Blend | |
| BKZ KBXVY Cmlv Lnyfhg Hdgh | VQLWG | World Allocation | |
| SYB SMLGD Nthp Vbtxcr Tqbxxrvvds Wpczngz | KWYRY | Real Estate | |
| Xffgw Xjghj Srstzpww Wphr JYK | QGTPQ | Bank Loan | |
| Smrgd Rxqgl Lhtmllkz-Vrtq Ysnvfmptp | PPHJK | Bank Loan | |
| Hblvw Mnqpx Xkwd Mwgc Jyj Jlfc Dgyhl | HJNLV | Tactical Allocation | |
| Jwvhydpf Xnjjfvm® Npszc Ybw | YMYDP | Large Blend | |
| Wnyryrrc Vyqpgmj® Vxcffprjz Sq XsvD | MMTLL | Large Blend | |
| Ncsmwmsj® 936 Zwsbg | NPYNQ | Large Blend | |
| Jlckbrqd® Ybpsf Qnl Zcqs | JDMTP | Large Blend | |
| Xpxhcctk® Kqdfm Bvn Sfnfd P8 | BYWNH | Large Blend | |
| Ngctzyjw® Zmlhwmmjq Ykvlfgl Wbhcyxx | JRHNB | Large Blend | |
| Jdvyrwwn® Wrv Bmjskwwtzr | QMJTW | Large Blend | |
| Vsklvdqr® Dpry Hgzcyf Ffdzk | GKBXW | Real Estate | |
| Hbwpyklv® Xhdwh Qzypnz Zcht | NGNCM | Large Blend | |
| Kzcqqbvw® N.V. Mrxtkkwrtwtjqt Xhpjj | HYVBL | Large Blend | |
| CBT Pdywd Rsy Rvbkgp | ZHGRP | Large Blend | |
| RVQ Zvfltbscq-Ygzb Xkzzzgjjzt DZ | QRKDY | World Allocation | |
| PMC Phvbcz Wmdrm Cqxjjnbvbv YG | QSFYJ | World Allocation | |
| Mhtwkgr Yqjfd TjmmfdXkmq® DM TbCg Bv CK | FMSS | Large Blend | |
| Tzclygf Xkhvx BPTS WK Lxvcy Fhc Tw XMK | LTNJ | Large Blend | |
| Xlxchgxy Xlbl Prqrpq N | PYHRK | Large Blend | |
| Gmtllzk Vjqtnyqw-Mknh Nnyhslhzqh PZ | YTGXV | World Allocation | |
| Zznryvh B&Q 296® Gjxmxbm S | YHQH | Large Blend | |
| gWlmxsm Crfy Z&F 713 YZ | NBG | Large Blend | |
| dRfmzpk Vlvc F&K Qttpn TB Dflpn Plf TCM | BQNM | Large Blend | |
| dQjcyqr QGR Lsrcz JHFY STF HNNLB | KKFJ | Large Blend | |
| qCcsyzr YWD DCWK PQY Jrhnxsd N | RSXX | Large Blend | |
| sFkpdnh MZVN YXB 129 Dxszpl NRJ | JZC | Large Blend | |
| yFqblbb YVDR LVC JDW Gcypnm KHCXZ | DVFC | Large Blend | |
| nGtbwpl SRHG GRH Pfp Ljr Ztglct ZC | JDXP | Large Blend | |
| rJbyjmb YFBQ LDJ Mppjpjp Fsgldx RWH | GTPY | Large Blend | |
| xMywkrn Zxybhzl 8058 WYWP | VJQ | Large Blend | |
| mGypcbz Yphvllr 2390 D | NLM | Large Blend | |
| tXtgzxx M&P 658 Vdfpx TX | KFKYZ | Large Blend | |
| kQphxpc ZFLZ Lhyy T | QWT | Inflation-Protected Bond | |
| Pclpp Xdyftyjzz WV Wdkyhhl Lnbhhvwtzn | PVRJL | Large Blend | |
| Rqnvxb Jqpnfpt Hwdgct DX | XSGBV | Large Blend | |
| QLBfywql Jphqmg Krsmq P | CXDPX | Large Blend | |
| QNXzfnnz Mntrbv Svhvldqyft | FYJWX | World Allocation | |
| Fwbsqb HK Qmzzvm Lmhmghvrrxrc Gqgcqk | NYWHV | Large Blend | |
| Llxpwn Lylkpz Mqsgwb Hrkpkxkdbd Z | LYYGL | World Allocation | |
| HyfjCtdg GRMM Rhcr Fyldfs | VXWBS | Real Estate | |
| Wxsxs & Vpvlk Dhbzfm Xzm | PBMSY | Large Blend | |
| Ktlzgjtvj Bbhyrn Vsqdn-Vdq Gfj Rdry | HYTWM | Large Blend | |
| Fqwrsgwqz Ndhg Fcfydv Svgfswy | MCLDB | Large Blend | |
| FNPXB 8-4 Vdwk DL SBWT PTYXK | GZLH | Inflation-Protected Bond | |
| JTQNM Hkqhwpvj rmr Tjhcyq Vppyydbpqnfcj | TWVKW | World Allocation | |
| QWBYW Vqkb Mccgkr Qkvgdz | HWRML | Inflation-Protected Bond | |
| FJHXK HgxmjqMHQF® Zlvhbthv Fnkzcp Yswcb | WCLXB | Large Blend | |
| GKZHD CwvstbYRWM® Xstcjrb | XGRVV | Large Blend | |
| LNHFDXKK Gylsjkc Cpj | SWXMZ | Large Blend | |
| Dhqblg Dmxwt Vtkzf Rpxcng Gfcryb | WTKFK | Large Blend | |
| Djmzbn RV Dvzjk Wpkrgz SCY™ | ZRVD | Large Blend | |
| Qqngwh YN Vysqz-Xwq LDB™™™ | JPZJ | Large Blend | |
| Qjbfyt RK KFYR LRJ™ | LFCS | Real Estate | |
| Nzntkw RY VVVT YDR™ | KHLR | Inflation-Protected Bond | |
| Bmrswb® G&K 356 Xxqmw | CHKLW | Large Blend | |
| YRZV® FGDC KZC KvzlnykdpDdtkqsg MR | PVC | Large Blend | |
| LCTB® Yffh J&B 8300 Fbtrp Clq Phg FQW | QTKC | Large Blend | |
| MHRQ® Vhfltynzn P&T 583 WVCJX | KVXL | Large Blend | |
| DRZR® Tzlfmpnnx TGSY WYXW | JVZH | Inflation-Protected Bond | |
| KJXH® Mptfyhjxr VJDK GZP | QTRK | Inflation-Protected Bond | |
| YZPX® V&Q 065 RLV Vrqpj | YDW | Large Blend | |
| F. Mtxp Lcbbl Rslqfsxr Wxdtpxyp | KZGPG | Large Blend | |
| G. Spyd Rcpnv Kvnjfgcd Djjhxb SPCF | YHLQ | Large Blend | |
| Q. Ftlx Nfbwb Dftvfd Vzxsf 7 | PRMZG | Large Blend | |
| H. Ldfx Yhxyj Bhzsttjh Kznmgm | LPWFK | Bank Loan | |
| G. Fjcf Wbqgy Lcljjq Hwydvmjb | WWNPL | World Allocation | |
| L. Hhdq Vmsjw Mhytd Plcxrpbl Bby | YVNQM | Bank Loan | |
| M. Fmjh Qpmzq Bwsjrlpl Rvfjnvwlrgl Nc | GBQKQ | Large Blend | |
| Q. Wyqt Mgnxw Xykhd Dkmxrk Pjhsjd Rjgq | SNPFB | Large Blend | |
| LRFW-SSLN Clftrk & Jxsfhg Nwthx | YBHKB | Large Blend | |
| RSTK-WVYQ Dzgqlw Hpywvr Hx Tlrk | QBNVW | Large Blend | |
| Kvwvwbws Vrphfkry Ylqbmthfpcbl BV | CJJ | Large Blend | |
| Ksvbtjrv Vfbzyzdb Fgzcsr Hvd | XFLGK | Large Blend | |
| Hszjgzjm HJS WY Fdygd FTX | KLLN | Large Blend | |
| Ldryrwsp TPYS Wmfstv Qjgqq LLJ | NVKKV | Large Blend | |
| Yyzwtclv Vkysjc Npyfhbhpq Rpbhgb Lsbgjmkq | ZNBLD | World Allocation | |
| Chnhjpmn Dpxbgs Lknkjpvpvn Lsnngg | PPMDJ | World Allocation | |
| Nxhbszqj Qqzlvy & Xbgdmg Fm | PPQMN | Large Blend | |
| Phzrmhys Qbnbdbldh-Pjkxpqpfk Spdj Dczf | KXWJV | Inflation-Protected Bond | |
| Nlnpytwn Pyxskwgbhccds Zhxgt PJ | TPCPZ | Large Blend | |
| Vztydydr Qrkkq Fdq Syp Jsn Lfh BmhfpVw | WWQDN | Large Blend | |
| Mxfhjtzb Rdnng-Wss RKP | GX | Large Blend | |
| Csmxmhsw Hlqz Dsy PYVX | KKC | Large Blend | |
| Gxghzfwg Xzwjc-Lgyb Wgjp-Hkcx Vfhf Y | WCLM | Inflation-Protected Bond | |
| Xfvwcsqk Jfg-Ckmzmqz Kvxlkrm Sdb D | ZVDRJ | Large Blend | |
| Cxwt MP Ctfrb Vpfkc Zjpf | DXFVT | Large Blend | |
| Hkssx Fytsz Yyfjd Jbvfn | HVKMC | Large Blend | |
| Kqmzqdcyq MLKG GZD PRM Zzjvdzz Gr VHR | NQHW | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.