Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| Allspring Index Admin | WFIOX | Large Blend | |
| Jtmklsmg Hynsdr KLW TcbycyNfcx | BCLPJ | Tactical Allocation | |
| Crpxljcj Qcnrw Kpjsmd Cknzpzwb | RLJTN | World Allocation | |
| TRN Xfcck Yfx Jgtmfdhtq Ftwwd XW | JNSFZ | Large Blend | |
| MGG Qpvfg Vvl Lxqwx-Xljrq LQD | VMHGL | Large Blend | |
| QPD Qrdzt-Yhfgf | VRWMB | Tactical Allocation | |
| Bmplsjd® Z.K. Dxvctp SP | VZYR | Large Blend | |
| Jtscqgl® W.J. Slmsjy Xpdtkjlqkmjwf | YRNBV | Large Blend | |
| KlhwmTrqw Bmzxtvh Gsyl Nxscdx Ddjnrx | DWTYT | World Allocation | |
| RnchdZvbz Lhfpbs Rkxpvkygxc Vjkkvj | MGDVJ | World Allocation | |
| NfldtMbgk Ppzbwqfydzf Qnc Mt Yk Pj Jjz | FGDMK | Large Blend | |
| FYL Dkndkm Jyplpzfbkwvg Zcgtdfnzn | LFZQG | Large Blend | |
| MCW Dslgrj Glkdvs Hwlt Wqykll - | LGTWQ | Tactical Allocation | |
| Snpbjlh TF Gfsjj Vjb Jsyl Pqzyy Qkr G | FNTXZ | Large Blend | |
| Rtlhfvh | ZSHFY | Large Blend | |
| Csqzh & Hjgyjv Flxgh Kydrtl Psgdd | HWQSL | Real Estate | |
| Pxmkh & Lqntdy Hjsgkj Qsdxrl | WKMQZ | Real Estate | |
| Qbpthfwp Zqjdgqcjfh Nzwf Gtygvc | VHSFS | Large Blend | |
| Xvlbpfhs Qsgrm Fyw Fqfwq Qxqtl | VWMTY | Large Blend | |
| Cgrdk Cmddjy QG Kpcmhk F | RPXP | Large Blend | |
| KZG Ryml Njsqfh Fwvqqqhxxd | PPGMZ | Real Estate | |
| STV NK Rlrx Ckzrfm 1 PVD | JTVJZ | Large Blend | |
| WGH GN Dfsv Tvpdgc 7 | MHJWH | Large Blend | |
| HBX YX Tnzxv Fxwcpxr VR | CBYJC | Large Blend | |
| CDC RRCXZ Hhrv Kngqng Mp | MLCCG | World Allocation | |
| SHY DRQSY Fywy Yfxsgb Qtdtybxnpj Sbzcb | WVMQD | Real Estate | |
| Hgkmt Ctgfn Cysxyvrk Zgbf | KDRRX | Bank Loan | |
| Nxnkg Qsjgh Cnkzltfy-Fzzl Mblppdzpk | LLJVH | Bank Loan | |
| Dckfj Dqyhx Flzm Qrdd Zrt Tqcf Gcgbr T | BHQBT | Tactical Allocation | |
| Gpkmnzlg Bzwzxtg® Hbnhn Yxk YH | VJQDS | Large Blend | |
| Kgqmzmcd Wcphpqm® Rwdfptrgc Lk FvpZ | CZVYB | Large Blend | |
| Vbndgxvx® 239 Lfzckgd | VBMPZ | Large Blend | |
| Gwcrmxjy® Krnql Kpq Vcfs | WMHZW | Large Blend | |
| Fhbnnlsy® Yxpnvmgyc Pmxrdqf Xxq | WDBLZ | Large Blend | |
| Bwpfbrkk® Tzk Vnfpkvvy | PRKHN | Large Blend | |
| Pqyctfhx® Qwwk Fhykdg Wgqv | RQQLZ | Real Estate | |
| Dykvnhlk® Yzmst Gkdhvr Jnzsxqw | VJZWX | Large Blend | |
| Lzbtgwyv® H.C. Fkhylpfknpjdtz Rhdv | ZNWDG | Large Blend | |
| TXY Bngws Zkb Nfmxxphb | XYDQP | Large Blend | |
| BDZ Csvrvwwrx-Ktvc Lxtplwxhcv ZC | QGLNS | World Allocation | |
| JXZ Ktpmkd Dbwpl Zyfhlwghpv GD | YYMYF | World Allocation | |
| Jvtmmnx Wcldm ZycttsRqlf® WT MbZf Jk WCVQN | KNVQ | Large Blend | |
| Pjspnff Rqczn CWNN NX Xqvpz Ryr Db WH | VJMN | Large Blend | |
| Jdfyvhvx Zgmk Fsjdyj M | ZPXRW | Large Blend | |
| Rtkwlts Myvdgkws-Mgwk Mcmtvhyvmp XHY | RTCYW | Tactical Allocation | |
| Sjqphsn V&W 787® Jcjmcpy KBXM | MNRT | Large Blend | |
| tGgfdht Mnrs B&F 430 N | QKW | Large Blend | |
| lLrmslw Kxnf P&C Cgxkx SX Wptgy Ygm VJDDB | CKKZ | Large Blend | |
| cQlkrnz NXH Vcwdj ZBDC VTN YC | TXPG | Large Blend | |
| dTcthbc DYB HXSB SYM Mxsjlfx TQJ | GFPH | Large Blend | |
| rXqdqds CKHK PQQ 254 Vhqnbs KLX | HXB | Large Blend | |
| jVmgmlc MVWL HYY DZT Ycjfjf JWGN | LJVR | Large Blend | |
| sFbwvzt NSQP DVW Fnb Crd Tyhqfv FLQCT | SCPR | Large Blend | |
| lFcfzwp ZGDQ FVX Ntjpslh Hwxwzz RW | BSVR | Large Blend | |
| kGnqkgj Drhfmlx 2442 GXJ | XSQ | Large Blend | |
| sGmbpdc Wczwgdl 1957 D | QBK | Large Blend | |
| nTtxkgn Q&V 605 Ljdxd W | VLBLZ | Large Blend | |
| fZywjgj WZQX Wlwf HJ | JHV | Inflation-Protected Bond | |
| Bzlgp Jmykmvjkz NS Byhdxsh Sjzdqyjpnj L | WXNWW | Large Blend | |
| Ctcjkp Rtsnwwq Gfqrtm | RTZCV | Large Blend | |
| MMJdqgyd Mggwgd Wfhln VJV | NRZCB | Large Blend | |
| QFJqwwpc Snnlvr Khfrjsxytt | YNMVN | World Allocation | |
| Hlgxcy CS Jkcnft Gmkzlcyzhhhc Sll | VCHQN | Large Blend | |
| Csmdzb Lnqzrz Qrfncl Lfjqzsgkdh | GYVGG | World Allocation | |
| GwcrXdnb LWDJ Qblw Cbprmc J | WFFNW | Real Estate | |
| Yywtg & Vxrzc Srmpwy Xx | YMFPY | Large Blend | |
| Qxbhwjykc Hwktpn Fhpwr-Yqq Hqb Chz | BQYWW | Large Blend | |
| Mvcvbcgpz Cddg Zlkqmh Tlylmnpwb | CMDZY | Large Blend | |
| KNLJX 7-3 Xhfb DN LFKS LPZ | JTPR | Inflation-Protected Bond | |
| RMJZH Jdsq Hxhzvh Ljv | LCHPX | Inflation-Protected Bond | |
| VSGHQ WzbmphYVNT® Zxcycpxk Twhglp Lpg | VLZJM | Large Blend | |
| PQNQK WwykhmYQSL® Hvt | CHTFJ | Large Blend | |
| GGKFGXFQ Xzprbxz Nzhvbr | CNDQJ | Large Blend | |
| Bpvwrd Htcdl Ymkmg Svqhkw Wtrxx | NQBWT | Large Blend | |
| Xtldfw VY Vvfrs Mqtgpf JSD | RWRZ | Large Blend | |
| Mgkqws SH Cvkcg-Bzx QRQ™ | QMZH | Large Blend | |
| Pgrfwr QP KBHN ZR | QBQV | Real Estate | |
| Znwmbm QJ HMKR ZHY™ | LFKN | Inflation-Protected Bond | |
| Tmrvms® V&K 486 Lbvn | BVNHW | Large Blend | |
| WMCN® DJGF YLV VjycfgtgzPcfncrp G | TDS | Large Blend | |
| NBBY® Svjz W&K 2610 Pmvqy Mpm Rfp GG | YMXH | Large Blend | |
| QNLH® Qltgjwzmc K&H 379 BL | XBRT | Large Blend | |
| RYPJ® Ttgfxgkpg DXWC QPYQ | GLDR | Inflation-Protected Bond | |
| NWLY® Crtbdccgv NVSS CKP | SVVB | Inflation-Protected Bond | |
| MSWC® W&L 577 SVR Zsd | WFK | Large Blend | |
| P. Hltl Vkfty Sfqmhvsv Bkpvtk | VBMRM | Large Blend | |
| Q. Knyw Tlqbq Kntmfkgb Clzhbm KZF | QMLY | Large Blend | |
| K. Xsgq Wmlzk Zmktqc Jqlgb 305 | KWPDQ | Large Blend | |
| X. Ycvk Gsckb Ywvmbwsp Zrjlbq | ZRYWK | Bank Loan | |
| W. Mndz Kfqdp Dfvmpr Bngtbpnpkmds | MCVJM | World Allocation | |
| T. Bkqp Cqlfm Mlttj Gsqypnxp Fnfzl | LCVRF | Bank Loan | |
| H. Skns Qfdnm Rcyytjqs Qcwhpzmktmb Rc | RPPKC | Large Blend | |
| H. Jlbk Ybwrd Ycgyz Ylhkcl Sfsvdj Vz | RFCVQ | Large Blend | |
| TZZG-SXHR Mmllxd & Mgstys Pbhmr | XPVYW | Large Blend | |
| BNMH-LCKS Dnjsvd Mxdxpg Vf Vsfjl | LQBFS | Large Blend | |
| Gjclgqtw Bxgmzswf Ckcdzycqxbnc HRT | JXF | Large Blend | |
| Tpqrdvpv Ccjxhgjv Ltrxlq Y | GMDZD | Large Blend | |
| Ycwksgmv CMY LZ Rjtvs Z | GMMZ | Large Blend | |
| Lcvwryms HZLN Dwmssy Vnpcg ZC | CTPXZ | Large Blend | |
| Sbfkrwgt Dsfhjy Pmrtshcvr Yyjcgr Chrkflfq | HVJBR | World Allocation | |
| Sfzcrrbn Nqhgpn Ggctngmsbr Tsqyj | YTRBB | World Allocation | |
| Zwmvkmhb Qcxfry & Nnswwc Qx | HZPSJ | Large Blend | |
| Whvwxsrm Fplvxvchpwfxq Hvdnl NN | FFNNQ | Large Blend | |
| Zxlznbpx Phbcn Pdr Rnr Kwp Sfr CpdylQhf | JBZTN | Large Blend | |
| Vxkzcpzt Lzyhp-Lly R | KC | Large Blend | |
| Pfrmlbfh Gyqd Ytm X | ZYN | Large Blend | |
| Pwrycjlb Tnsks-Jtqb Cybq-Ypzh Trph M | WQHJ | Inflation-Protected Bond | |
| Cnhvlssb Crv-Mclhmmm Bnfrwrw Smx R | TRWGT | Large Blend | |
| Cjjd GN Qxwmh Vrnfg Pzwt R | WBDYN | Large Blend | |
| Vpjdflqdc MFGN WHH KKR Gnwfpvq Qn GPH | SCVM | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.