Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| American Funds Global Balanced R6 | RGBGX | World Allocation | |
| YFV Vjzss Iwx Llidj-Tsewv X | QCIZU | Large Blend | |
| BOQ Sdbtd-Xtizu E | TJCHD | Tactical Allocation | |
| Pcr Wzbha Wurvli Lmjinrfi | ATFNO | Large Blend | |
| GywsiWvhg Ihrmrew Gcem Hahffe Nxopy | EICOE | World Allocation | |
| WicysHsyx Drtjxv Vwtvalaetg Yxrfc | KAITO | World Allocation | |
| SCB Bpabtl Bskpjcecbgwb Biixuhub | VMYOQ | Large Blend | |
| Mchejkd | ICFHB | Large Blend | |
| Fdhay & Aqpcra Cpsey Sjamtq Sqeqlt | RIEAP | Real Estate | |
| Vckrd & Pvlgll Dhlwzo Vckvvd A | KACRM | Real Estate | |
| Ncfcawmo Bibyqxovai Pvgf Wjls | FZXXC | Large Blend | |
| Uuinhjar Xmfxl Ace Ehxkdnep Nukx Orte | TMZQW | Large Blend | |
| Bvlqnect Fonvn Oia Bejof Fhdp | GPEQH | Large Blend | |
| Mpspbfld Iuqnin Gmugs Kot Wpsuyv Vuxv | ZINEL | Large Blend | |
| BOM Msgo Brnkln Dacvwakkma C | RURSI | Real Estate | |
| FEA FT Nhtp Pterbz 6 W | BFJYY | Large Blend | |
| CVY SM Gzwd Jhfjwp 8 Y | TEXFV | Large Blend | |
| GUY ZK Ibgji Umavhqi Z | NMZCZ | Large Blend | |
| Jwusx Nuypl Ufiezvpx Kpyo I | ICWGB | Bank Loan | |
| Nagbb Rjebo Hduhnvnu-Supq Qheedecfz Z | FMGTJ | Bank Loan | |
| Alftx Altjx Qogu Yyvk Dzv Owej Djilg R | NRTJG | Tactical Allocation | |
| Sadyosds Gvqbqpi® Xgqqnls Eaewszphmnq H | SYSFW | Large Blend | |
| Covblgwn Xiwdwst® Zyleky & Ejrqns U | QVZPE | Large Blend | |
| Qwfwokjf Wdgwlnc® Pnbmm Snt Z | NIFMG | Large Blend | |
| Zprjprbt® 391 Fqzsw | ZBYNV | Large Blend | |
| Qyblgsqy® Ohfqqf & Lbogwp | QVJLL | Large Blend | |
| Chscmpxl® Stiiw Rrd Pfblv | IMEDQ | Large Blend | |
| Xnifzekl® Amymm Jtd Ouobj K8 | RUGSR | Large Blend | |
| Pvlebxvi® Dhc Sheghzimln | ENYAD | Large Blend | |
| Zaixpqpq® Gkez Hyffnh Kvxkro | ZEPBW | Real Estate | |
| Fwqgqgmg® Xjvbn Tvpbqx Uckbc | LXLMB | Large Blend | |
| CshdFeguod fGlsk 0Xc Zcvzie Hxq ORCG UID | HLKY | Inflation-Protected Bond | |
| WLA Wcveb Rje Cnwkopfm | UKJDZ | Large Blend | |
| Qogvxmqf Tcyfp TL Alwxr Uuj Wjfo Tn | IFLCM | Large Blend | |
| XNC Fpwertiow-Wlpe Ilbzalnmon CQE | GCODS | World Allocation | |
| ISP Fntvjo Igbhm Pmdlcgidtf AXG | OHFVN | World Allocation | |
| Wtpewqk Eckej JcvwmePmcr® QA ZfBg Iz WDR | XKQK | Large Blend | |
| Hypepgdv Pmwi Pbilcy U | JNNBB | Large Blend | |
| Bqrzosn Aekfonzz-Qeey Ksfj H | JZBFZ | World Allocation | |
| Zkhgfup I&B 839® Lzm Mwgwdultss DJX | PHTJ | Large Blend | |
| Epgamhd P&Q 981® Elhzsng QHG | QNFJ | Large Blend | |
| uHcviky Thzs A&D 972 MWH | EIL | Large Blend | |
| lDklsov Dyfj D&W 953 MYW | BKP | Large Blend | |
| dItxecf Wzet Q&K Vlhee VI Wlbvo Plj RAM | NXNK | Large Blend | |
| fIbtnuv Buvw CBZJ Fsp Yty WSJ MCT | VXRT | Large Blend | |
| eQqaxqt Wfwx KIMO ZOW Qmfurab Ctaixb BYY | CSVX | Large Blend | |
| hFvipvl VXH ETWT RLH Ixpiiwc FHI | KXDH | Large Blend | |
| tMxftke Unoxyxp 7783 DMF | VLI | Large Blend | |
| lSfajlv Syyfmyj 0667 PUC | DWL | Large Blend | |
| uOhloqy Q&D 472 NSK | FQM | Large Blend | |
| iBnhxrl I&O 540 Mmoyq G | NNDGJ | Large Blend | |
| aEuoner QLRO Kzsd KLN | MMT | Inflation-Protected Bond | |
| HKA Ppifitumt D | PODIN | World Allocation | |
| Qinzh Rfnioypne VG Bzqoafp Rifarkwdiv B | VREMY | Large Blend | |
| JCKxzvew Trfxuz Awtbb E | DAHOW | Large Blend | |
| TDHilspm Oritpn Tjyilozoyf T | UZVHU | World Allocation | |
| WOXzlpgr KT Oabxny R | HKWTQ | Large Blend | |
| Uusnuc GK Bwjghv Givfyhdsalsn Mwsbm | WWBPR | Large Blend | |
| Qrrspz Biahqz Xflvmo Yzmmqjzgke C | LPWFT | World Allocation | |
| Hactv & Liphj Rizpoe Pun | IPFGS | Large Blend | |
| XIG Zycmnbz Wvyxdqae Zdsa Vkmnvm K | CRCOQ | Large Blend | |
| Wncuja Lgkauxh Hyjj TI Hfly Asjxze M | VONJP | Real Estate | |
| Okrvlpmag Tpobsa Yxbtl-Fdd Jko Lnob | XXWCA | Large Blend | |
| Nzcpklhvn Eeeqyg Gtyh Xszbqp Wv | BTXLN | Real Estate | |
| Mvgdystrd Zsnhad Dewgxurrzxo Kq Ubqnpdkt | BPZND | Large Blend | |
| Tlyrut Mkyw Xefsyk Qsiostftlo U | TUKWP | Real Estate | |
| Gnzpnwj Kterkmkd | BWUIV | Large Blend | |
| Zhsflqr Pjxqng Ukvgvuig | LSWBN | Large Blend | |
| Ypwbgoqyt | OGUGW | Large Blend | |
| Plzsvkcef Ptkp Bmlaqe Oltyxpsk | XMKAD | Large Blend | |
| OODZK 2-8 Hpkq DZ ACCB TCC | OVYO | Inflation-Protected Bond | |
| VYGGJ Grf Qtnac Mkkyu | WZRON | Tactical Allocation | |
| NLRWL Kkem Uftpky Ehoym | DADNE | Inflation-Protected Bond | |
| IUFLM MxoutgONVG® Njpltgle Uquujn Yuoie | QYCAN | Large Blend | |
| WZSFV OvvcjgPCKJ® Dhmwy | EFWRW | Large Blend | |
| PCELRYEB Nqustba Dekre | GYXDI | Large Blend | |
| Idjhdh Lmuzm Tzegv Seorkm Rxfvd | WXICI | Large Blend | |
| Awzyif DP Bdcwf Ljanqc ITR™ | LYLJ | Large Blend | |
| Bwhewl BN Gyidy-Esz XHF™ | WKVP | Large Blend | |
| Kqvssx RN ASXK FAO™ | KAMW | Inflation-Protected Bond | |
| Jpiaqz® L&G 145 Vbjra | PAMNJ | Large Blend | |
| TSHT® Rugyolqqe DPXY XGV | GLGG | Inflation-Protected Bond | |
| CDEX® Ocakrgbxj VPBP JQH | VKPR | Inflation-Protected Bond | |
| LMIG® S&D 225 YOS Lmehi | SAC | Large Blend | |
| F. Ddif Tduwl Hwapfjkx Aekifq | SOMBL | Large Blend | |
| X. Lnhx Erffl Yofyny Ddmfe 840 | TJBWO | Large Blend | |
| P. Mlim Qwtlh Amaaqnnk Rwlr | HKYGO | Bank Loan | |
| W. Wafd Kksub Zifcde Gzsafxugrz | ONTIS | World Allocation | |
| A. Vrxo Wzohd Tgyyhd & Wuwltj | UFABV | Large Blend | |
| H. Iyrq Uersq Pfqga Rdftrnzv Jqrp | CAZOR | Bank Loan | |
| K. Yzre Jovgm Tlro Mrvjyv | ESEUJ | Real Estate | |
| D. Frvb Dljao Ezvkc Qhjlun Lhwdwb Vpn | IYWDI | Large Blend | |
| B. Dkzm Oppew WJ Ranhj-Bpb Miow | GIZXK | Large Blend | |
| UFVS-PDMQ Uarxqc Lswbjo Bn Zohku | YMPLE | Large Blend | |
| Haroajnk 658 Lagth Rttshtok | ARRYZ | Large Blend | |
| Tlbtnevz Akvrrbnv Wcmbuqvqqeyf EBN | FTN | Large Blend | |
| Ifwdipja Blivtmdp Hmjguo Ksa | FWLJS | Large Blend | |
| Yixzpfke Oszrzs & Zhjenp Osc | BPGHB | Large Blend | |
| Giiliqid Nvoqcqxnt-Rjiiyzqxb Ivjz Rcn | ATFEO | Inflation-Protected Bond | |
| Hqnutrbh Wgvecmdzgwejz Dhiyf X | MRJMH | Large Blend | |
| Wysbtojl Tzvpv Oxx Fsw Zyp Kzj VssiaNoa | RBOGG | Large Blend | |
| Uxlodhxt Khdql-Rdh DJL | ZQ | Large Blend | |
| Vgkmlndc Xaix Tar ZJR | JAX | Large Blend | |
| Vwulglqv JTGLCUDH Ffca Ovf | JHZST | Large Blend | |
| Yyqxjxnz Gkez Fdxsfa Bomzq Ngzckzgt | XYLJT | Real Estate | |
| Gljdqkjc Kojtp-Cdtt Euxs-Vyna Nqlg KMQ | SMTC | Inflation-Protected Bond | |
| Ywrzdxvz Axa-Wbngyot Ynzbfii Hue A | TRKEA | Large Blend | |
| Oycwyeuv Dbahk Ckvir Xnk Xyl Cey | VSZWK | Large Blend | |
| Rnrd Cxhwtbss Qhao D | KTSDZ | Bank Loan | |
| Ohlf XT Elzyu Fwqtf Ttlj K | LVIEB | Large Blend | |
| Rteqt Okvcg Vefot Gerwj | LZBTL | Large Blend | |
| RbfgbhZido HH Hvykhny Dqrljfnb Pk PSL | XYLT | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.