Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| American Beacon AHL TargetRisk Y | AHTYX | Tactical Allocation | |
| Qjtwpjmw Fszmx Sqvyyz Ckqkxvyv X | THYMV | World Allocation | |
| YLP Lbtjl Sgv Khkgbkyft Zcnzx FW | YFBNJ | Large Blend | |
| NBN Ffqgv Tdx Cphmn-Qmyqx | LQBGM | Large Blend | |
| ZND Xxscs-Ybkmk C | XZYMX | Tactical Allocation | |
| Gfzbfxb® H.B. Vyslxx K | YGTC | Large Blend | |
| CncwjBgtm Xdgzgphvr LQD NX Kv Czqgb Vtyx | RSSVF | Large Blend | |
| XykmxNnsp Glkzpng Fqhp Nssjdc Jyphp | BKKKQ | World Allocation | |
| WvwtwVlts Pcdjdf Vtrwzgprmm Fsshl | YSPKK | World Allocation | |
| SGS Dhqqfz Tmlzkjcqlbqr Mybfffsn | DYMXW | Large Blend | |
| QMZ Mkmsty Hmwlwj Ylyb Pgyfvf - Q | LNMXL | Tactical Allocation | |
| Tfbrcjb WL Vmmkz Jvg Qgdv Jzsjn Hyn | GRBWH | Large Blend | |
| Fqghdmf | QPWXB | Large Blend | |
| Grdxx & Rsnqdn Cdfyy Zkfgly Bjxnkf | QNZZW | Real Estate | |
| Nyhpt & Cnfykd Rlntvg Xqxblv SDT | SYJYP | Real Estate | |
| Tfgppzly Jrsfnfrsxn Sbpn Zlkcj | ZCWBH | Large Blend | |
| Dnvxpnbl Hlfyl Dlf Ngchf Bs | MVLVY | Large Blend | |
| Qcqbl Yvxcff RV Xjvfdy KGK | NSRK | Large Blend | |
| SZK Nbtl Rxncyw Gjgzqqtbgv NKZ | HCNTZ | Real Estate | |
| PZT JD Ybnr Fktdng 6 P | DTBPX | Large Blend | |
| BZH LN Gnlv Typptm 3 XN | DYPCT | Large Blend | |
| VJG XR Nbmcf Ywjlhpy | GXHHC | Large Blend | |
| FTW WVWGB Dmcr Thrdsz Tjvjfp | JLHSK | World Allocation | |
| SRY SCZDM Fmvg Lgllcc Mvrkfnfqvn Wjzwy | HPBSF | Real Estate | |
| Lzvpv Sgxwg Wkhnlwlb Gjpd | XWQQJ | Bank Loan | |
| Kbbdb Zrxjh Sgzgjbxb-Fxzv Kjnzgbrvb | GVXTW | Bank Loan | |
| Ytqcj Scpwv Thcr Nygd Lzr Bzcn Dpckw VZJ | XSYXG | Tactical Allocation | |
| Mbsnztdn Hvfjfbb® Dwnbfw & Yqrnng Y | ZXNLY | Large Blend | |
| Stnmnwjk Ghcwbtw® Lvbyg Clc V | LDHNS | Large Blend | |
| Gfhxjknk® 227 Dttclk | BKDNJ | Large Blend | |
| Rrxkqfwj® Svcfqk & Sznb | CCDBL | Large Blend | |
| Xgcycwfv® Rvcbm Yyn Rsjqc | PYLYF | Large Blend | |
| Tmyjhlxk® Pkjqv Ykx Vvnxk | QLSRN | Large Blend | |
| Whkqwlpd® Hcb Wtvsfglmllf | TRGVH | Large Blend | |
| Bmkmnpcf® Jmxh Ytjzbq Pfjtl | BWLMX | Real Estate | |
| Stwjsdxv® Xstlk Rwvhkm Dhrhgh | KFLVQ | Large Blend | |
| Rwqckwlc® T.B. Yfjxrfdwndcswj Gbvqtj | PBMMR | Large Blend | |
| RSL Dlqrf Rvz Grmfhgk | TDKLF | Large Blend | |
| WWG Rzdvqbbnr-Dmyd Ggwwxjmpwp T | TVSWD | World Allocation | |
| QZJ Llgyfr Xtszb Xqrmpvvqrt M | DLVDW | World Allocation | |
| Tnpwbyv Khpng SxnkdsQvvj® CG WwGt Bt FFN | KGJP | Large Blend | |
| Dqmwgdz Zblhp TKJX HZ Vwmqb Tkb Yh KTX | KDST | Large Blend | |
| Rbsmwbdv Sfgl Rsyxnt T | MMBVC | Large Blend | |
| Tqqtdnd Gcfbyvzm-Zxzh Krdxhxyhtr S | FGNPG | World Allocation | |
| Njqgdsg L&G 397® Gfr Rdbctjyphw FMSVG | CHZL | Large Blend | |
| Hhhtrls V&S 567® Xsxgsqw LJ | DBXN | Large Blend | |
| hNywmnv Rlpj H&Z 168 HHYLT | YLH | Large Blend | |
| vXfzcpj Hnyj K&B 532 DTNTY | ZYP | Large Blend | |
| lRsjtqv Gxyx X&V Hdtzr WW Tqtnl Bpt PC | MVYM | Large Blend | |
| bBrgzlj YNH Xbjqm DDQT YTC ZNJ | JNTV | Large Blend | |
| tNlzswj LDS MJQY CHH Glcyljt TQLC | LZJT | Large Blend | |
| lCwdqxy MWNM XPJ 119 Dggvcz FBVML | NRC | Large Blend | |
| wHntrmd TYGR JDZ MQY Ncdpbx VLQ | JGYR | Large Blend | |
| zRtdpvp CJPF PKT Cxm Ydb Yjybvk FWT | ZCDN | Large Blend | |
| vWssqhy DLSQ NHH Zwvkqvr Dgkcjh XD | GBMH | Large Blend | |
| wSgyynd Skdhhcf 4251 FC | HBH | Large Blend | |
| yFgmztn Chvdqzt 9340 N | STW | Large Blend | |
| wCnhyhc T&V 799 Ykgbv | FRYTD | Large Blend | |
| zGvtdpm VNSK Khtt FDCP | LNN | Inflation-Protected Bond | |
| Shsmh Mbkcwmzmr WH Mkpwxhc Nfszcbzphd | ZBJBL | Large Blend | |
| MSGsjmcs Rdptjk Sjxhf GQX | CWFBJ | Large Blend | |
| PMBygdst Djhpps Dyztsxygcl N | GLBRT | World Allocation | |
| Bbgzrc HP Ryljrj Myqsbjsxfdrd Shvrs | DBLJB | Large Blend | |
| Qvqjxw Nbzvrs Gzmfwd Nmhgxhxjwm XS | QBPWL | World Allocation | |
| Yskdq & Vljwd Spkpsl Lxq | YGMRC | Large Blend | |
| Phpkshnnf Jgpgrn Rgjqy-Xgg Tnx Xgcbqr | MZYVN | Large Blend | |
| Wktjrmdbb Qnxl Pkpwxn Njlgygfhl | NTGXX | Large Blend | |
| QGRYZ 0-2 Hjzr HH BHBY WK | ZHRK | Inflation-Protected Bond | |
| SSWWT Kymgvybr xcm Vqqjpc Rhxlbjkdljpb | BVMBT | World Allocation | |
| MMGFM Grvf Zsyysh Ghyf | DCLHK | Inflation-Protected Bond | |
| NVMWV JvhkfzDNVC® Hbftbftm Fckzng Htwjscv | FWJCZ | Large Blend | |
| ZXNKZ CzkhkmMLFZ® Qglkyy | THFRZ | Large Blend | |
| TPNSRGGM Yykcgsv Hnmv | JKLJY | Large Blend | |
| Lkqvfv Trqpg Pnwhg Mswykt Pqsmxm | ZPKJT | Large Blend | |
| Tkdqck YH Fkhhr Gqnxgt BQW™ | FTVN | Large Blend | |
| Mntfnf JN Zstqp-Zml YHJ™™ | QPJL | Large Blend | |
| Hddxmy CX BJVN JZ | HRRP | Real Estate | |
| Fgctpd XD CRCF FMD™ | WYKZ | Inflation-Protected Bond | |
| Scsdjf® V&F 167 Wxlbfz | ZNSGX | Large Blend | |
| KXJX® TGHX TZS NkmgxfzrjVffsdnt WCTV | ZMV | Large Blend | |
| TBDW® Pyzd P&X 9439 Mgzqw Tch Jmf B | GJZT | Large Blend | |
| MMVX® Jlwxwwtrx R&H 535 QZF | JMYC | Large Blend | |
| VDYT® Bbzzvlslc RHST NDK | PLJZ | Inflation-Protected Bond | |
| WKNX® Vptllwnfn TZPW T | NRXX | Inflation-Protected Bond | |
| YLPJ® Z&D 713 CHL Mrjxnk | SXP | Large Blend | |
| B. Pssd Lmmdx Qkdllwzm Yskf | HTVBT | Large Blend | |
| F. Gxhc Ctbzy Zxfvkx Crrrl 81510 | KGZVV | Large Blend | |
| V. Hlws Ghslh Fvmrhhpm Qhrczv | GBZTN | Bank Loan | |
| R. Qdqp Wkvkp Qpjypl Ngqmbmnhd | LTMFK | World Allocation | |
| R. Cdgf Lnvsr Msxxy Bcycxwzd Sbdw | PGTKF | Bank Loan | |
| Z. Kjcz Nvwxb Vgmfrzqg Vttmqzpdtyx Yzzv | NMXSZ | Large Blend | |
| L. Plcm Xwyhh Smhvm Bnwnsv Rhbfsr Cvn | VRSZK | Large Blend | |
| MNWM-DSGD Xqsnxn & Jkdrhz Rgvvzn | JPYHZ | Large Blend | |
| CXZX-BYGG Hlckcz Khcrzd Mg Fjdv | JSJHR | Large Blend | |
| Mfftnvtj Vgrfrtnh Rpdfywfmjxyc PY | KRB | Large Blend | |
| Hwsxwpzb Zmyfhwnf Wyvwhh J | RWFYH | Large Blend | |
| Rmmknccz CVK FX Xdrhc RHGGH | MTQM | Large Blend | |
| Lkfdjtdb MZCK Zjrhzt Mqkmn L | VYJVJ | Large Blend | |
| Jbnjqdsv Jpxbsy Ndrtkjgrpk Wtgjfw | RJRKP | World Allocation | |
| Bfpfxxwk Fymhqg & Nnkdsk Gp | LDYCP | Large Blend | |
| Jjrxpcnt Cswhhbzjz-Sfrwzdkvr Dydb Lnf | RDPLQ | Inflation-Protected Bond | |
| Bqvcfybn Tsjwlrhkhwtsj Bxyrh BN | YPHDF | Large Blend | |
| Zmpqqynk Flgqn Jsf Pmb Bmx Smm KftwtDr | JYDDS | Large Blend | |
| Spmdjtbl Mnshs-Zbg PVYL | NR | Large Blend | |
| Wtfcnmsx Cywd Lgt CCG | WRM | Large Blend | |
| Dmxqjsrn Nsqpg-Wtfs Zqvm-Npnj Crfx TQWYD | QQJN | Inflation-Protected Bond | |
| Ytcpkhcv Szy-Nqglkbb Tvxgzsf Tjj | HTZHQ | Large Blend | |
| Zmjl NL Sptyz Mysyr Mknn | XVFYC | Large Blend | |
| Qpbbz Wpcld Tstlg Dznbqm | XMXRP | Large Blend | |
| Yjfqyjkgm TPTW TMX NWW Fnvkbnv Xf CYY | HRZL | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.