Maclovio Pina is a senior analyst covering banks. He joined Morningstar in July 2008 after earning his MBA from Stanford University. Before business school, Maclovio worked in Citigroup's Latin America corporate and investment banking group. Maclovio also was a mechanical engineering professor at his alma mater Universidad Iberoamericana, where he graduated top of the class in both electromechanical engineering and industrial engineering. Maclovio is a CFA charterholder.