Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Annuities can offer valuable protection against clients outliving their assets, but they can also be high-cost and complicated. We dig into some pluses and minuses.
Reports of the strategy's demise are greatly exaggerated.
How to decide whether you still want to take them.
Dividend-growth strategies tend to hold up well on the downside--an important attraction in 2020's volatile market.
Annuities can offer valuable protection against outliving your assets, but they can also be high-cost and complicated. We dig into some pluses and minuses.
GMO’s head of asset allocation discusses value’s underperformance, why a 60/40 portfolio is apt to be a losing proposition after inflation, and what the market is missing about emerging-markets value.
It depends on your expectations and time frame.
Financial planner and retirement researcher Jonathan Guyton explains how to implement spending rules that fluctuate with the market--but not too much.
Bonds buoyed the moderate and conservative portfolios, but all of these equity-heavy portfolios were in the red at mid-year.
Retirees should consider being flexible with their spending plan.
The manager of T. Rowe Price's target-date series discusses the firm's more stock-heavy allocations, how target-date funds keep investors in their seats, and the puzzle of retirement decumulation.
Where should they look--and not look?
If your goal is to look out for your loved ones, consider tackling these estate-planning additional jobs.
High-quality bonds limited the mutual fund and ETF portfolios to modest losses in a tough first half.
A noted retirement specialist discusses the benefits and challenges of working longer, the virtues of Roth assets, and building retirement portfolios to last.
How to make some upgrades during this down time.
Treasuries have been effective ballast, but that's not certain to continue.
The retirement columnist and Social Security guru discusses the pandemic's implications for retirement planning and how to ensure Social Security's solvency into the future.
After the first-quarter market volatility, the time is right to see if any adjustments are in order.
Evaluating how well an annuity would deliver on common financial goals, from income production to tax efficiency.
The author and Washington Post columnist discusses the personal-finance effects of the pandemic, the racial wealth gap, and how the financial-services industry can better serve a diverse population.
How I learned to stop worrying and believe that these people are actually onto something.
An accomplished fixed-income investor on managing through the coronavirus, the economic outlook, and the state of muni credit.
The virtues of rebalancing are greater when you're retired than when you are accumulating.
Christine Benz details what to look for in your midyear portfolio checkup.
A noted retirement researcher and financial planner discusses the benefits of Treasuries in retirement, putting guardrails around withdrawals, and why discretionary funds work.
How to approach your allocations when the stock market is a ping-pong ball.
Hands-off investors are apt to find that it's time to rebalance not just to bonds from stocks but also to value from growth and to non-U.S from U.S.
With state and local budgets under pressure because of the coronavirus, taxes from these entities may become a front-burner issue if they're not already.
The Betterment founder and CEO on evolving beyond robo-advice, client behavior during the recent market swoon, and deterring harmful trading activity.
Income and wealth disparities along racial lines have repercussions for all aspects of life in the U.S.: education, health, homeownership, retirement, and life expectancy.
A leading voice in the 'financial independence, retire early' movement reflects on the path she’s taken to achieving a 'work optional' life.
Christine Benz outlines must-have documents for your estate plan.
There's a lot lining up in favor of IRA conversions right now, but watch out for unintended consequences.
Christine Benz suggests retirees should take a balanced approach to these strategies.
The prolific author and investment consultant weighs in on whether indexing has gotten too large, Vanguard's foray into private equity, and the spots where active management might still work.
If the past few months have given you more time for introspection, use it to improve your financial plan in a big-picture way.
The prominent manager of BlackRock Global Allocation Fund addresses the COVID-19 pandemic's macroeconomic impacts and their implications for asset allocation and investing.
Christine Benz discusses pitfalls investors encounter as they navigate volatility and recovery.
We examine the implications of this market for retirees.
Waiting often makes sense, but your actual mileage may vary.
'The Sketch Guy' discusses the value of asking the right questions, how placing small bets is less daunting than setting goals, and finding 'enough.'
Tim Steffen talks about about how retired investors can handle RMDs this year.
Pimco's Tim Steffen discusses some considerations to bear in mind before converting.
The retirement savings plan for government workers is superb, but some of the coming changes are overdue.
Morningstar director of personal finance Christine Benz addresses money concerns that are top-of-mind for investors of all life stages.
Christine Benz offers tips and warnings for those with more investing runway.
Christine Benz discusses the best and worst places to look for needed funds.
Christine Benz offers some advice for retirees.
Christine Benz points out two areas to evaluate.