Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Geared toward retirees with shorter time horizons, this portfolio includes a heavy stake in bonds and cash.
This ETF-oriented portfolio is ideal for retirees with shorter time horizons.
This portfolio is geared toward retirees with roughly 20-year time horizons.
This equity-heavy portfolio also includes a small dose of high-quality bonds.
Even with retirement on the horizon, our portfolio maintains a sizable equity weighting.
For a pre-retiree, our portfolio includes a larger--and better diversified--stake in bonds.
Raising children is expensive, so use the empty nest years to redirect your savings toward retirement and avoid lifestyle creep, says financial planning expert Michael Kitces.
Neither stocks nor bonds performed especially well last year, so what happens if cash is running dry?
Retirement expert Ed Slott shares some guidance on how to decide between different types of plans and accounts.
Yields on safe securities have popped up. Does your portfolio reflect that?
Experts think bonds and foreign stocks, especially emerging markets, are attractive. Here are Morningstar's best picks for those themes.
Retirement expert Ed Slott details the steps you need to take to avoid penalty.
Our annual survey of capital market assumptions, from Bogle to BlackRock to Vanguard.
Baird's Tim Steffen says changes to the 1040 form, questions about the alternative minimum tax, and more could cause trouble this year.
Bookmark this guide to stay abreast of the tax-related dates and data that should be on your radar this year.
With the markets showing no signs of calming down, Christine Benz shares her tips for drowning out the noise.
Baird's Tim Steffen looks at the major changes and how they impact your donations.
As the new year dawns, here's your plan to get financially fit, one job at a time.
Baird's Tim Steffen reviews some year-end tasks, including checking on asset allocation, tax gain harvesting, and charitable giving.
Christine Benz offers some tips for this important end-of-year task.
Knocking off these investment jobs will keep you focused on the big picture.
Christine Benz discusses some year-end portfolio maintenance tips for retirees using the Bucket Approach.
Retirement expert Ed Slott says some people make avoidable mistakes when taking required minimum distributions.
On the short list: You're concerned about retirement readiness, index funds are easy to recommend, and 'more' isn't always better than 'enough.'
We help a still-working couple juggle debt paydown and retirement funding while preparing their portfolio for drawdown.
If market volatility is making you anxious, Christine Benz offers some ways to reduce risk in your portfolio without derailing your long-term plan.
With retirement and college years drawing closer, a couple finds a situation-appropriate stock/bond mix.
A low-cost 'Bogleheads' philosophy has served as this couple's true north, but recent market fluctuations have them questioning their plan.
Their 401(k) assets crossed the $1 million mark, but could they be doing more?
On Day 1 of our Portfolio Makeover Week, we help a retiree up his portfolio's growth potential while keeping a lid on risk and volatility.
Christine Benz discusses how investors can give their portfolios an update in just a few steps.
The new tax law makes the qualified charitable distribution more compelling for investors subject to RMDs.
From insurance premiums to long-term care expenses, Vanguard's Jean Young talks about how to move away from "big, scary numbers."
Vanguard's Joel Dickson says rules of thumb can only take you so far when making a decision about IRA assets.
Understand the 'pro rata' rules, the logistics, and the long-term viability of this maneuver.
The longer the holding period, the greater the benefits of making these contributions.
Vanguard's Joe Davis says dire reports that half of U.S. jobs could be automated away are much too pessimistic.
John Croke says spikes in volatility are generating less trading activity than expected among target-date fund investors.
Adding more equity exposure to fight retiree cost inflation and allocating more assets globally have been key changes over the last 15 years.
Retirees have a more diverse set of needs than early accumulators, but that doesn't mean a target-date fund doesn't serve a purpose in deaccumulation, says Vanguard's John Croke.
Although some younger investors seem to be eschewing stocks, that isn't a new trend and many have healthy equity exposure.
Vanguard data shows more investors getting advice (and seeing better outcome) in retirement plans and that savings rates have remained steady at 10%.
With stocks sinking ahead of Thanksgiving, Christine Benz suggests using the long weekend as an opportunity to do a wellness check on your plan.
Retirement expert Ed Slott discusses the timing of conversions when the market is up.
Vanguard's Joel Dickson explains this maneuver and why might it be advantageous for some investors.
Vanguard's Maria Bruno offers some strategies for pre-retirees and retirees on timing of required minimum distributions.
Vanguard's Maria Bruno discusses how to approach rebalancing in a way that minimizes tax implications.
Pre-emptively selling appreciated winners can reduce future tax bills, help address portfolio problem spots.
Ongoing redemptions from active funds and a long-running bull market mean tax pain for many fund investors in taxable accounts.
Vanguard president and CEO Tim Buckley says we are a long way from indexing distorting the market.