Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Start by taking a closer look at your portfolio's asset allocation.
These forms can yield valuable information about your portfolio's asset location and tax efficiency.
DFA’s co-CEO and chief investment advisor shares the latest on the launch of its ETFs, the importance of client relationships, and the role of academic research in the firm.
In volatile market environments, tune out the pundits and take a look in the mirror.
The right amount of risk to take in your portfolio depends on two key variables: your risk capacity as well as your risk tolerance.
From pensions to small-business ownership, how to know if your mix of stocks, bonds, and cash should not look like the others'.
The 4% guideline can put you in the right ballpark, but the best spending policies factor in time horizon, asset allocation, and market fluctuations.
Rules of thumb won't cut it for this important question. How to customize based on your own situation.
Tips for customizing your own glide path.
Families must contend with competing challenges: time and high inflation.
A diversified portfolio with various time frames can help you meet your income needs during retirement.
A combination of incremental, not revolutionary, changes can help bridge the gap.
Use anticipated spending needs and probabilities of a positive return over your time horizon to back into the right mix of cash, bonds, and stocks.
All this week, we'll coach you on the steps to take to ensure that your portfolio is in fighting shape for the years ahead.
Volatility can be around any corner.
Nearly every firm has ratcheted down return expectations, but international equity remains a bright spot.
Retirees require stocks' growth potential, but they need a cash and bond buffer, too.
The father of the life planning movement discusses his famous 3 questions, training financial advisors to go deeper, and the climb toward a fiduciary standard.
Charles Schwab's chief investment strategist discusses the rotation away from COVID-19 'thrivers' and the case for non-U.S. stocks.
The first step is to map out what your spending might be for the coming year.
An all-passive portfolio for investors with very long time horizons.
This equity-heavy portfolio also includes a small dose of high-quality bonds.
For a pre-retiree, our portfolio includes a larger--and better diversified--stake in bonds.
We employ actively managed mutual funds and a stock-heavy portfolio mix.
Its allocations illustrate that even 40-somethings should be mostly in stocks.
Even with retirement on the horizon, our portfolio maintains a sizable equity weighting.
Here are some initial steps to take toward improving your financial well-being in 2021.
All portfolios posted strong gains in absolute terms, but a classic 60/40 portfolio was tough to beat.
The NewRetirement founder discusses how retirement planning can be simplified, the role of automation, and the challenges facing new retirees.
Cash was certainly a drag, but all of the portfolios notched respectable gains in a strong year for stocks and bonds.
This ETF-oriented portfolio is ideal for retirees with long time horizons.
This portfolio is geared toward retirees with roughly 20-year time horizons.
This ETF-oriented portfolio is ideal for retirees with shorter time horizons.
What to do now and down the road.
Bookmark this guide to stay abreast of the tax-related dates and data that should be on your radar this year.
Schwab's chief investment strategist discusses the impact of the pandemic in 2020 and what the new year will bring for the market and the economy.
Keeping an eye on RMDs, withdrawal rates, and more.
As the new year dawns, here's your plan to get financially fit, one job at a time.
What are the rewards and risks of using this technology?
From coronavirus to ESG, these are some of the most memorable moments from our podcast in 2020.
From financial-life planning to the latest retirement research, these are some of the most memorable moments from our podcast in 2020.
What are the pros and cons to now or later?
When should this be done?
How to plan for things you can't plan.
Contractors and other self-employed workers need a bigger safety net, less idiosyncratic risk, than other workers.
And what can investors do to prepare?
IRA conversions and tax-gain harvesting may be worth considering.
The financial expert and author discusses how the pandemic can improve financial habits, what works in financial education, and the link between financial stress and well-being.
Including who can use qualified charitable distributions.
It may be tempting to undertake a dramatic makeover, but an incremental, forward-looking approach is best for taxable accounts.