Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Tips for selecting the right account type, using new contributions to adjust your portfolio's allocations.
A noted researcher discusses the state of financial literacy in the U.S., the connection with income inequality, and what works with financial education.
Small steps to avoid the 'procrastination penalty' can make a big difference in your eventual return.
Traditional IRA contributions after RMD age may make sense in a handful of situations, but not many.
The tax- and financial-planning specialist weighs in on how sweeping new legislation affects IRA withdrawals, charitable giving, 401(k) plans, and more.
Foreign stocks and stock funds have underperformed the U.S. for a long time, but change is inevitable.
Christine Benz explains the tax advantages of health savings accounts, if you're eligible.
There's still time to make contributions to an IRA for the 2019 tax year. Christine Benz shares some investment ideas to consider before tax day.
From contributions to conversions to distributions, don't fall into these traps.
Terrific years for the market like 2019 provide retirees with an opportunity to reset and recalibrate.
The popular blogger at 'A Wealth of Common Sense' examines some of the most notorious financial scams and the lessons they impart in his new book, 'Don't Fall for It.'
Russ Kinnel discusses three rating upgrades, two rating downgrades, and some details about Morningstar's revised ratings.
Christine Benz discusses some of the steps we should be taking now to make sure we're prepared.
The retirement 'sweet spot' is now larger, but Social Security and other considerations could limit tax-saving benefits.
In volatile market environments, tune out the pundits and take a look in the mirror.
Fidelity Contrafund's longtime star manager on why he runs money, how his definition of "edge" has evolved, the best way to engage with analysts and company management, and more.
Key financial priorities for investors in the peak earnings years of their 40s and 50s.
The late 50s and early 60s are the perfect time for investors to embark on a savings sprint, assess the viability of their portfolio, and build out their stake in safer securities.
For people in drawdown mode, tips on asset allocation, Social Security, annuities, withdrawal rates, and more.
Traditional mutual funds and ETFs for tax-efficient exposure to domestic and international stocks as well as bonds.
Tips on getting the most bang for your investment dollars when you're just starting out.
Maps to follow no matter where you are in your investing life.
Whether you're seeking a single-fund option or using the building-block approach, here are some of our analysts' best ideas.
Investors need to do some sleuthing to understand how much risk they are taking on.
Christine Benz discusses her key takeaways from the annual projections issued by several investment firms.
Having fewer holdings to monitor allows you to stay focused on more important issues.
Your knowledge level, desire to be hands-on, tax status, and tolerance for short-term volatility can help you identify the right investments.
Families must contend with competing challenges: steep glide paths and high inflation.
For goals that are close at hand, how do you balance loss aversion with return potential?
Rules of thumb won't cut it for this important question. How to customize based on your own situation.
By saving rather than spending their freed-up dollars and by avoiding lifestyle creep, investors at this life stage can make significant headway.
The 4% guideline can put you in the right ballpark, but the best spending policies factor in time horizon, asset allocation, and market fluctuations.
A combination of incremental, not revolutionary, changes can help bridge the gap.
Use anticipated spending needs and probabilities of a positive return over your time horizon to back into the right mix of cash, bonds, and stocks.
From pensions to small-business ownership, how to know if your mix of stocks, bonds, and cash should not look like the others'.
Tips for customizing your own glide path.
All this week, we'll coach you on the steps to take to ensure that your portfolio is in fighting shape for the years ahead.
Consider these strategies to help you decide how much to withdraw from your portfolio.
Determining your risk capacity and risk tolerance can help get you in the right ballpark for your stock/bond mix.
These forms can yield valuable intelligence about your portfolio's asset location and tax efficiency.
Experts think foreign stocks, especially emerging markets, are attractive. Here are Morningstar's favorites for those themes.
Morningstar's global ESG research leader on how sustainable investing has evolved and what comes next as it goes mainstream.
Christine Benz's discusses her model retirement saver and bucket portfolios.
Has tax season become a frustrating paper chase? These tactics can buy you some relief.
Our annual compilation of capital markets return assumptions, from BlackRock to Vanguard.
The firm saw some notable manager departures amid solid overall performance.
Fidelity saw both strengths and surprises in 2019.
A leading blogger discusses some common misconceptions about the FIRE movement, as well as lifestyle and financial considerations for young retirees.
Christine Benz provides a tidy way to tackle tasks over the year.
Cash was a drag, but the most equity-heavy mutual fund and ETF retirement portfolios enjoyed a standout year.