Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Take these steps to see if your holdings could use some sprucing up.
Tips for customizing your own glide path.
Our annual Portfolio Makeover Week is coming up, and Christine Benz is looking for investors to have their portfolios overhauled.
Not sure whether to fund an IRA or 401(k) first? Our hierarchy can help.
How accumulators and retirees can tell if they're on track.
Optimize your investment plan in Week 2 by paying proper attention to tax matters to help improve your bottom line.
Hit the ground running in Week 1 by figuring out how you're doing, assessing and quantifying your financial goals, and making sure you have a safety net.
The longer the holding period, the greater the benefits of making these contributions.
A rapidly shifting landscape has pushed lower- and middle-income buyers out of the marketplace.
Understand the tax and other implications when leaving IRA assets to spouse and nonspouse beneficiaries, charities, trusts, or your estate.
Understand the tax AND other implications when leaving IRA assets to spouse and nonspouse beneficiaries, charities, trusts, or your estate.
Experts discuss optimal foreign-stock allocations, hedging currency exposure, and whether foreign stocks are cheaper than U.S. today.
Financial planner Sue Stevens shares tips for overall preparedness in emergency situations.
And what should you do if it's not enough to live on?
Working longer can deliver powerful financial benefits; the key is to be realistic about it.
Sobering data on usage, cost, insurance products, and the toll on unpaid caregivers.
Information, advice, and investments can be costly, but Christine Benz has tips for finding services that are cheap.
Mull the tax consequences and the investment merits, and above all don't rush.
The more idiosyncratic your human and nonportfolio financial capital, the more 'vanilla' your portfolio should be.
These financial planning terms sound so similar--or are so similar conceptually--that they're ripe for misuse.
With the rally in growth stocks and high-yield bonds, investors should check their mix of riskier and more conservative assets, says Christine Benz.
Investors must weigh potential tax benefits against liquidity, other needs, when deciding where to steer extra contributions.
Where you go for required minimum distributions will usually have a bigger impact than when you go.
Some investors have gotten complacent amid the equity runup, but it's a good time to revisit portfolio allocations.
IRA expert Ed Slott recommends investors with IRAs take advantage of qualified charitable distributions.
Before you start researching advisors, ask yourself these five questions.
IRA expert Ed Slott says the two account types are really opposites, with the decision coming down to tax now or tax later.
To find the right use of all of your precious assets, take a step (way) back.
IRA expert Ed Slott shares a few workarounds for retirees who want to reduce their tax burden or the amount of their required minimum distributions.
What you need to know about IRAs and 401(k)s, taxable brokerage accounts, bank accounts, and more.
Wealth managers need to move from just being worried about beating the market to thinking about overall financial well-being, says Meir Statman.
HSA-owning retirees need to think about asset allocation, sequence of withdrawals, and beneficiary designations.
Professor Meir Statman says retirees need to figure out the utilitarian, emotional, and expressive benefits to their spending in retirement.
Many investors would like to live on income alone, but that can lead to chasing yield and taking on too much risk, says professor Meir Statman.
Reducing your portfolio's risk (and potentially enhancing its return) needn't be an arduous affair.
We round up some of the most notable developments, from passives to robo-advice, and discuss their implications for investors.
Christine Benz offers ways to deal with excessive giving to adult children, long-term care expenses, and cognitive decline.
Future market returns may be muted. That makes 'small ball,' like tax-efficient investing, more important.
As you conduct a midyear portfolio review, a rundown of the key forces affecting its performance.
Baird's Tim Steffen offers tips on allowance for young children, first paychecks, student loans, and more.
Best practices include knowing how much you'll need to save, controlling expenses, and resisting the urge to tinker too much.
A combination of incremental, not revolutionary, changes can help bridge the gap.
HSAs can help to cover immediate healthcare costs and can be valuable long-term investment vehicles, too, says Christine Benz.
Higher costs of investing in HSAs can eat into--but don't entirely erode--the tax-saving benefits of the accounts.
As the popularity of these accounts continues to rise, more people are digging into the details.
Health-savings accounts are the only triple tax-advantaged vehicle in the tax code.
Enjoy maximum tax savings while preserving flexibility.
Job loss, the death of a spouse, and divorce can derail retirement, but a sound financial plan can help, says Baird's Tim Steffen.
Christine Benz suggests taking advantage of company matching, monitoring fees, and opting for simple solutions within your employer-provided retirement plan.
Use this document to outline parameters for your portfolio and keep it in good shape as the years go by.