Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Baird's Tim Steffen explores how the Pease Limitation, AMTs, and pass-through changes may affect investors.
With tax law set to change in 2018, Baird's Tim Steffen says investors should consider these moves before the end of the year.
Implications for taxable investors, Roth IRA converters, college savers, and more.
Christine Benz outlines a few strategies for handling your required minimum distributions.
In this hourlong webcast replay, Christine Benz shares what should be on your punch list as 2017 winds down.
Christine Benz says retirees should keep some key documents on hand to help stay organized.
Even dedicated do-it-yourselfers should follow these key steps.
Sobering data on usage, cost, insurance products, and the toll on unpaid caregivers.
Giving due attention to Social Security claiming can pay off big, despite the demise of some of the arcane strategies.
Carolyn McClanahan of Life Planning Partners shares her tips on budgeting, Medigap policies, healthcare inflation, and more.
Setting aside a bucket for long-term care expenses is a good way to prepare for healthcare needs that may arise.
Selecting low-cost and low-maintenance investments can keep retirement portfolio management from becoming a full-time job.
This stock-heavy portfolio is appropriate for retirees with long time horizons and ample risk tolerance.
Your knowledge level, desire to be hands-on, tax status, and tolerance for short-term volatility can help you identify the right investments.
Geared toward retirees with shorter time horizons, this portfolio includes a heavy stake in bonds and cash.
This portfolio is geared toward retirees with a 20-year time horizon and moderate risk tolerance.
The best strategies allow investors to be strategic when tapping long-term assets.
Withdrawal-sequencing guidelines can help determine which Buckets go where, but flexibility, simplicity are essential.
Use your planned portfolio spending to arrive at a customized asset allocation for retirement.
Only hindsight will show if your withdrawal rate is correct, but Christine Benz says these flexible guidelines are a good place to start.
The precisely right withdrawal rate is elusive, but taking these steps can keep yours on track.
In high- (or low-) tax years, retirees may have reason to flout the rules of thumb on withdrawal sequencing.
Consider these strategies to stretch out your tax savings during your retirement years.
Living off of current yields is just one way to extract the cash flow you need.
Here's a way to reposition your taxable account while also decreasing your tax burden down the line.
Rob Morrison of Huber Financial says a retirement plan that takes more of a glide path approach can work for some if it is well planned.
Scaling back appreciated equity positions can do more for you than reduce risk.
Passive investing might be growing, but it still represents only modest trading volume on any given day, says Vanguard's Joe Brennan.
Research from Vanguard's Jim Rowley shows investors are using passive products to create active portfolios.
Bear these tips in mind if you're conducting your own year-end portfolio review.
Vanguard's Fran Kinniry sees good news in flows data that points to investors focused on asset allocation and rebalancing instead of chasing performance.
Market appreciation, prospect of tax reform make giving to charity more attractive than ever.
With spending needs spiking, this couple wants another set of eyes on their plan.
There is plenty of uncertainty about the tax code, but considering these strategies before the end of the year is worth your time, says Baird's Tim Steffen.
Vanguard's Fran Kinniry says investors are more focused on costs than ever before, leading to greater inflows to index funds and ETFs.
How to balance saving for the future when the here and now is so expensive?
With required minimum distributions on the horizon, this portfolio gets a remix to tee up distributions and improve tax efficiency.
Heavy saver is making up for lost time, but grueling job has her longing for a better work/life balance.
A long time horizon calls for extra care with withdrawals and asset allocation.
As we prepare for Morningstar's Portfolio Makeover Week, Christine Benz offers some tips on how to overhaul your retirement plan.
Relative to benchmarks, the small-cap effect really has failed to materialize, says Ben Johnson.
Baird's Tim Steffen says it's too early to know for sure yet what parts of the proposed legislation will pass, but investors should be aware of the implications.
Retirees younger than 70 could see benefits of a Roth conversion, but investors need to proceed with caution, says Vanguard senior investment analyst Maria Bruno.
On the docket: required minimum distributions, mutual fund capital gains distributions, charitable giving, and more.
Luck, strong fundamentals and a policy cushion have kept markets placid, says Vanguard economist Roger Aliaga-Diaz.
An unanticipated rise in inflation could hurt your portfolio, even if the absolute level remains low, says Vanguard economist Roger Aliaga-Diaz.
When viewed against the current rate environment, and not against historical averages, valuations look less alarming today, explains Vanguard economist Roger Aliaga-Diaz.
Vanguard's Maria Bruno explains how to be strategic with your required minimum distributions.
The Vanguard founder says net withdrawals have been offset by rising stock prices.
The strong equity market, active fund outflows are a bad convergence for taxable mutual fund investors.