Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Getting these elections right can reduce the taxes you owe and ensure that your assets pass to the right people.
The 'right' glide path depends on what you're trying to achieve--and your attitude toward risk and volatility.
Catch-up strategies for pre-retirees, "off-label" ideas for supersavers, and how the investment industry can make 'mountains out of molehills.'
To cover your bases, consider everything from taxes to insurance.
What helps improve your portfolio can also increase the taxes you owe.
It's not too early to plan charitable contributions or RMDs and, yes, to take a look at your elevated equity balance.
The pioneer in hourly financial-planning guidance weighs in on choosing an advisor and rapidly evolving business models for financial advice.
Baird's Tim Steffen discusses the role of a mortgage in your financial plan.
Amid a risk-on market, the most aggressive and stock-heavy portfolios performed best.
Amid a 'risk-on' market, the most aggressive and stock-heavy portfolios performed best.
Amid a weak stretch for value strategies, the asset-allocation specialist discusses why GMO remains pessimistic in its outlook for U.S. stocks.
Carolyn McClanahan discusses how people can think about the role of long-term care in their financial plans.
InvestmentNews' Mary Beth Franklin explains a valuable claiming strategy available to married couples.
Large balances can encourage unrealistic expectations and perverse behaviors.
The financial advisor and asset-allocation specialist discusses conflicts in advice-giving, which asset classes he avoids, and "factor renters."
Ed Slott shares what to look for in your plan documents.
In a strong year so far for the market, here's how to see if a course correction is in order.
The Ritholtz Wealth Management CEO discusses his transition from broker to advisor and why client portfolios should have fewer assets, not more.
Christine Benz discusses how retirees can reduce their portfolio oversight responsibilities.
Ed Slott discusses tax and retirement planning considerations amid divorce.
How would the portfolios behave if rates went up (or down), or if credit spreads widened?
Financial-planning guru Harold Evensky on the shortcomings of the SEC's newly enacted Regulation Best Interest, the bucket approach to retirement portfolios, and evolving business models for financial advice.
Ultra-minimalist portfolios leave a few asset classes on the cutting-room floor. Does that matter?
But not in the way you think.
We're using an active fund in our ETF portfolios. What gives?
Morningstar's director of policy research on what's ailing the U.S. retirement system, the new SEC rule on advisor conflicts of interest, and why policy recommendations must be data-driven.
Carolyn McClanahan discusses how investors and advisors can protect against negative consequences.
Aftertax 401(k) contributions will beat taxable-account contributions, especially for contributors who can do in-plan conversions or in-service withdrawals.
Financial planning guru Michael Kitces on the future of financial advice: technology, specialization, planning versus investment guidance, and how to pay for it.
Our weekly podcast features an in-depth interview with a thought leader in money and investing.
Increased taxes, trimmed benefits, or some combination thereof? Tim Steffen from Baird shares his thoughts about what may be around the corner.
Legislation in Congress would make it easier for employer plans to include annuities, but many already do. What to know before you go.
Carolyn McClanahan on her shift from practicing medicine to financial planning, how to model health and long-term care costs, and troubleshooting financial risks later in life.
Retirement expert Ed Slott discusses qualified charitable distribution issues that tripped up investors in 2018.
Not every company retirement plan features easy-to-research mutual funds. Here’s how to find more information on some popular options.
Which asset types best diversify equity risk? We put additional investment types to the test.
Investment writer Morgan Housel on coping with behavioral biases, the evolution of the investment industry, and the role of luck in investing.
Retirement expert Ed Slott discusses the wrinkles caused by changes in conversions from traditional to Roth IRAs.
Simple is best, according to our annual review of asset-class correlations.
How to make sure your portfolio and plan can ride out the storm.
Longtime fund observer Don Phillips on the importance of investor psychology, the uptake of passive and ESG investing, and Jack Bogle's enduring legacy.
Christine Benz talks with J.P. Morgan's Anne Lester about sequence risk, spending volatility during retirement and how to adjust withdrawals over time.
Christine Benz discusses how investors should handle the turmoil, whatever the life stage.
Christine Benz suggests that retirees keep a portion of their longer-term assets tucked in solid, diversified equity funds such as these ETFs.
Quantifying and prioritizing financial goals moves them from dream status to "you got this."
In the first installment of Morningstar's new podcast, noted author and investment advisor Bill Bernstein riffs on the role of bonds, hazards in the market today, and fixing the system.
Pre-retirees and new retirees concerned about sequencing risk can take steps to protect themselves.
The U.S. stock market has been remarkably strong, but retirement-bound investors shouldn't press their luck.
Christine Benz explains why bonds should remain a staple.
A key consideration: How many parts of your financial life can the advisor impact for the better?