Michael Thompson

You don’t have to amass savings and assets alone.

This study seeks to understand Americans’ perceptions of this strategy and consider who may benefit from this approach. We do this through analyzing responses to a survey about their experiences and opinions of group savings, the kinds of personal relationships they feel are appropriate for this strategy, and their take on potential advantages and disadvantages.

Comparing the financial outcomes of Black households.

As part of our research to examine the causes and potential solutions to the U.S. racial wealth gap, we took a deep dive into the finances of Black households.

Examining how race, residency, and place of birth impact financial outcomes.

Examining regional differences and similarities in savings rates across the U.S.

Explaining low savings rates among Hispanic households.

Morningstar set out to better understand the extent of the U.S. racial wealth gap and its underlying causes. Our goal is to better inform ourselves and others in the field and to help work toward solutions to close the racial wealth gap. In this paper, we look specifically at the current state of savings for Hispanic households.

How information about funds and fund asset managers’ diversity, equity, and inclusion affects retirement plan fund allocations.

Employer-managed plans can offer both high returns and an opportunity to support DEI.

Proxy voting provides a way for investors to have a say on ESG issues.