Here's what to consider before entering the HSA market.
Why the standard advice about the sequence of contributions to a 401(k) plan and health savings account is flawed--and must-know advantages of HSAs.
Health savings accounts offer more tax benefits than you may realize.
Despite currently modest annual contribution limits and the low rate of investment within HSAs, these accounts may provide advisors with a long-term opportunity with clients.
In the retirement plan marketplace, the inmates are running the asylum when nonfiduciaries control the activities of fiduciaries, such as in the 3(38) outsourcing milieu.
Efforts to sync a standard between stockbrokers or insurance agents and advisors would fall short.
An example of flexibility in modern prudent fiduciary investing.
Since all investments place capital at risk, it's impossible to provide absolute safety from the capriciousness of financial markets.
The legislative history of ERISA explains that the law governing qualified retirement plans is tied closely to trust investment law.
Whatever the ultimate fate of the fiduciary rule, the marketplace is heading toward level fee compensation and away from variable compensation.