For some, the theme of 2015 will be changing bad habits; for others, it's staying the course.
The relationship to a stock's current trading price can provide useful guidance but no guarantees.
Readers weigh in on why they chose to purchase pricey long-term care policies--or not to.
Consider convenience, coordination of spending, and tax breaks to make an informed decision.
These reader favorites may be most appreciated long after the holidays are over.
All-in-one retirement funds offer convenience and professional money management, but they may not be for everyone.
Real estate investment trusts, once seen as a key diversifying asset class, have recently moved more like other equities.
American depositary receipts provide individual investors with a way to invest abroad using U.S. exchanges and U.S. dollars.
Performance and diversification properties make them good supporting players for most portfolios.
Readers say selling losers, giving to donor-advised funds among the ways they'll reduce their tax hit.
Getting under the hood of your portfolio is an invaluable way of identifying potential trouble spots.
Bad decision-making and a lack of self-discipline can hamper performance, retired readers say.
Here's a quick guide to locating company filings and the information you'll find in them.
Focus on savings rate and asset allocation, but don't forget fees, say readers.
Experiencing the ups and downs helped them understand the market--and themselves--better.
About half of U.S. homeowners would have been better off renting and investing rather than buying a home, but location is key, says Matt Fellowes of Morningstar subsidiary HelloWallet.
Putting the average investor's experience with a fund in context.
Many readers said they treat their retirement holdings as part of one overall portfolio while others took an account-by-account approach.
Collective investment trusts aren't available outside of plans but can offer fund-like performance at a lower price.
Stocks, bonds, and even cash are making them nervous these days.
Unlike with stocks, price is determined by the value of the fund's underlying holdings.
Readers say they deal with market ups and downs in various ways, with many on the lookout for buying opportunities.
Even though we've downgraded more plans this year, better oversight and lower fees have helped improve the overall picture for the industry.
Get the latest read on tuition inflation, the best values, financial aid trends, mounting student debt, and more from Edvisors' Mark Kantrowitz.
Fees, tax benefits, and restrictions are among the key considerations for college savers thinking of investing in a 529 college-savings plan.
You can transfer assets between prepaid 529s and 529 college-savings plans, but don't make a habit of it.
Understanding rules for rollovers, federal tax breaks, and more can help you stretch the value of your college savings fund.
A rise in rates could hurt the bond portion of your college-savings portfolio, but don't lose perspective.
What happens if you have to take money out of your college-savings plan for noncollege expenses? We've got the answer.
Meeting various objectives calls for coming up with a system, many readers say.
Formula assumes investors are willing to forego part of return for reduced volatility.
From the financial crisis to decisions about where to live and everything in between, retired readers share their regrets.
Maxing out tax-advantaged accounts is just one way to boost the size of your nest egg.
The increasingly popular investment tool provides advisors and their clients with sophisticated allocation strategies, sometimes at an elevated price.
Think liquid holdings aren't worth talking about given today's low interest rates? Some beg to differ.
Consider employer matches and potential returns for retirement savings along with student loan interest rates to find the right balance, says David Blanchett of Morningstar Investment Management.
Rules aimed at preventing families from sheltering assets affect how much young investors pay.
Readers cite lower costs, lower investment minimums, access to sectors among reasons they've turned to exchange-traded funds.
Constrained labor force and productivity growth will add up to only 2% real growth for the U.S. economy over the long term, says J.P. Morgan's David Kelly.
Short-term bond funds offer better rates than many money markets but also may carry higher risk.
Morningstar.com readers offer tips on how financial-services firms can up their game.
Making extra payments, living at home, and working extra hours are among the ways recent grads can get out of debt sooner.
Readers offer a plethora of innovative ideas to help your child get a college degree for less.
Standard deviation and downside capture ratio provide similar but not identical insights into fund performance.
Extra income, a sense of purpose, and social connections are just some of the reasons retirees give for staying in the labor force.
This high-income vehicle warrants close scrutiny given interest-rate uncertainty.
What happens when spouses disagree on how to invest or one lacks any interest? Readers share their stories.
We set the record straight on some options-trading terminology.
Readers share their biggest pet peeves when it comes to financial-industry speak.
Some key fund metrics measure performance within a category, but don't lose sight of the bigger picture.