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Fund Spy

How Do Investor Returns Stack Up Against Total Returns?

We found the results fund investors have experienced in dollar terms were within close range of reported total returns overall.

Investors aren’t doing so badly after all.

Fund investors often get a bad rap for being ill-informed or making poorly timed investment moves. But in our annual "Mind the Gap" study of investor returns, we found that as a whole, the results investors actually experienced were only slightly lower than reported total returns. That’s a turnabout from past studies, when we sometimes found big shortfalls between the returns investors earned and the returns their fund holdings produced.