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Mark Miller: Remaking Retirement

The Uptick in Annuities

Contributor Mark Miller looks at the factors driving the healthy growth in fixed annuity sales.


Annuities are sold, not bought, the old saying goes. If so, someone is doing a pretty good sales job on fixed annuities.

There are two main types. Fixed-rate deferred annuities provide a CD-like guaranteed return for maturities of three to 10 years. Indexed annuities provide protection of principal and participation in some upside, usually tied to the performance of a stock market index.

Mark Miller does not own shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.