Mark Miller: Remaking Retirement

The 2019 Retirement Landscape

Mark Miller

What's the best way to get more people to save for retirement on the job? In 2019, a large national experiment will take shape that tests two very different approaches.

Some large states--including California and Illinois--will launch state-sponsored programs that mandate participation by employers. Meanwhile, Congress likely will approve a new type of 401(k) aimed at small employers that relies on voluntary employer participation.