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Mark Miller: Remaking Retirement

The 2019 Retirement Landscape

State-sponsored retirement savings programs, the meltdown of multiemployer pension plans, and best interest regulation are among the top retirement topics this year, says contributor Mark Miller.

What's the best way to get more people to save for retirement on the job? In 2019, a large national experiment will take shape that tests two very different approaches.

Some large states--including California and Illinois--will launch state-sponsored programs that mandate participation by employers. Meanwhile, Congress likely will approve a new type of 401(k) aimed at small employers that relies on voluntary employer participation.