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Advisor Insights

Revisiting Target Date Retirement Income Funds

These useful vehicles consider all of the risks relevant to the stability of an income stream, says contributor Scott Simon.

My January 2016 column discussed target date retirement income funds. Today I'll dig a little deeper and explain why advisors to retirement plans may wish to consider offering a series of target date retirement income funds and provide an update about a development.

Retirement Income Security
The Employee Retirement Income Security Act of 1974, as amended, is the exclusive federal law that governs retirement plans. It's possible that of those serving the plan marketplace not many really think of the overall goal of ERISA: helping plan participants achieve retirement income security.