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You Probably Won't Retire When You Think

Delaying retirement has become standard advice to help fix an unsatisfactory retirement plan, but it may not be realistic for everyone.

As we plan for retirement, many of us start with the age at which we'd like to retire and then work backward. What will I need to save? What standard of living will I have, now and in retirement? How should I invest? 

If we don't like the answers, we make adjustments accordingly.